Mortgage Loan Originator
As our Mortgage Loan Originator, you will :
- Interview applicants in-person and by phone to assess eligibility, creditworthiness, and product fit.
- Educate borrowers on loan options, terms, rates, fees, and process steps.
- Collect, analyze, and verify borrower financial and property documentation.
- Generate initial disclosures, gather supporting documents, and submit files for processing and underwriting.
- Act as primary contact for borrowers, realtors, attorneys, and title companies.
- Ensure complete, accurate, and compliant loan files per regulatory, secondary market, and internal guidelines.
- Manage rate locks, closing timelines, and coordinating with underwriting, processing, and closing staff.
- Review referrals and CRM leads, structure applications, and issue pre-approvals.
- Manage and maintain the loan origination system (LOS).
- Build and sustain relationships with members, referral partners, and real estate professionals to generate mortgage opportunities.
- Stay current on mortgage products, regulations, and industry trends.
- Assist with home equity loans and real estate servicing needs, including phone calls and in person inquiries.
- Provide training and support for real estate staff.
- Local travel may be required to attend closings, branch visits, or community events.
- Represent the credit union positively in community and business development activities.
Requirements :
Associate's degree or equivalent experienceMinimum of 3+ years' recent experience as a Mortgage Loan Officer in a financial institution or mortgage companyStrong knowledge of mortgage products, underwriting processes, and compliance (e.g., RESPA, TILA)Proficiency in Microsoft Windows and OfficeExcellent communication, interpersonal, and customer service skillsAbility to manage multiple files, prioritize, and meet deadlines in a fast-paced environmentCapable of exercising tact and sound judgment and executes responsibilities in an ethical mannerAble to work without close supervisionBilingual in Spanish a plusBenefits :
Our 401k Match is as high as 7.98%We offer Blue Cross health insurance with up to 90% employee / 70% dependent premiums paidaccrue 12 days of vacation per year5 days of personal leave per year13 paid holidays per yearOur dress code is relaxed, business casual and company logo wearWe have a team of trainers to get you ready to be fabulous on the job!For a full list of our benefits, click here Abri Credit Union Benefits
Hours :
M-F 9 : 00am-5 : 30pm (occasionally 6pm coverage as needed)
Saturday (rotating) 9 : 00am-1 : 00pm
EOE
Job Posted by ApplicantPro