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Mortgage Loan Originator

Mortgage Loan Originator

Abri Credit UnionRomeoville, IL, USA
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Mortgage Loan Originator

As our Mortgage Loan Originator, you will :

  • Interview applicants in-person and by phone to assess eligibility, creditworthiness, and product fit.
  • Educate borrowers on loan options, terms, rates, fees, and process steps.
  • Collect, analyze, and verify borrower financial and property documentation.
  • Generate initial disclosures, gather supporting documents, and submit files for processing and underwriting.
  • Act as primary contact for borrowers, realtors, attorneys, and title companies.
  • Ensure complete, accurate, and compliant loan files per regulatory, secondary market, and internal guidelines.
  • Manage rate locks, closing timelines, and coordinating with underwriting, processing, and closing staff.
  • Review referrals and CRM leads, structure applications, and issue pre-approvals.
  • Manage and maintain the loan origination system (LOS).
  • Build and sustain relationships with members, referral partners, and real estate professionals to generate mortgage opportunities.
  • Stay current on mortgage products, regulations, and industry trends.
  • Assist with home equity loans and real estate servicing needs, including phone calls and in person inquiries.
  • Provide training and support for real estate staff.
  • Local travel may be required to attend closings, branch visits, or community events.
  • Represent the credit union positively in community and business development activities.

Requirements :

  • Associate's degree or equivalent experience
  • Minimum of 3+ years' recent experience as a Mortgage Loan Officer in a financial institution or mortgage company
  • Strong knowledge of mortgage products, underwriting processes, and compliance (e.g., RESPA, TILA)
  • Proficiency in Microsoft Windows and Office
  • Excellent communication, interpersonal, and customer service skills
  • Ability to manage multiple files, prioritize, and meet deadlines in a fast-paced environment
  • Capable of exercising tact and sound judgment and executes responsibilities in an ethical manner
  • Able to work without close supervision
  • Bilingual in Spanish a plus
  • Benefits :

  • Our 401k Match is as high as 7.98%
  • We offer Blue Cross health insurance with up to 90% employee / 70% dependent premiums paid
  • accrue 12 days of vacation per year
  • 5 days of personal leave per year
  • 13 paid holidays per year
  • Our dress code is relaxed, business casual and company logo wear
  • We have a team of trainers to get you ready to be fabulous on the job!
  • For a full list of our benefits, click here Abri Credit Union Benefits

    Hours :

    M-F 9 : 00am-5 : 30pm (occasionally 6pm coverage as needed)

    Saturday (rotating) 9 : 00am-1 : 00pm

    EOE

    Job Posted by ApplicantPro

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    Mortgage Loan Originator • Romeoville, IL, USA

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