Credit Analyst

Credit Analyst / $$$ / Thriving work culture!!

This Jobot Job is hosted by : Evan Flynn

Are you a fit? Easy Apply now by clicking the "Apply Now" button and sending us your resume.

Salary : $70,000 - $80,000 per year

A bit about us :

Our client is leading logistics company offering tailored transportation and supply chain solutions with a focus on efficiency and customer satisfaction. Leveraging advanced technology and industry expertise, the company delivers exceptional value to clients of all sizes, ensuring timely and reliable delivery of goods while enabling businesses to focus on their core operations

Why join us?

• Competitive salary commensurate with experience.
• Comprehensive benefits package, including health insurance, retirement plans, and paid time off.
• Opportunities for professional development and career growth within a dynamic and growing company.
• Collaborative and inclusive work environment with a focus on teamwork and innovation.
• 401k + match

Job Details

Job Details :

We are seeking a dynamic and highly motivated Credit Analyst to join our team. The successful candidate will be responsible for evaluating the creditworthiness of potential customers, monitoring existing clients, performing risk assessments, writing detailed reports, and making informed decisions while extending credit. This role is critical in supporting the company's financial stability and growth, making it an exciting opportunity for those who enjoy working in a fast-paced, challenging environment.

Responsibilities :

1. Conduct detailed financial analysis to assess a client's creditworthiness, including interpreting cash flow, balance sheets, and income statements.

2. Monitor and manage existing client accounts to identify any changes in payment patterns and initiate appropriate action.

3. Implement process improvement strategies to streamline credit analysis and approval procedures.

4. Prepare detailed risk reports, including recommendations for credit limits based on the client's risk profiles.

5. Collaborate with the sales and customer service departments to resolve credit issues.

6. Perform ad hoc financial analysis and reporting as necessary to support business decisions.

7. Maintain up-to-date knowledge of economic trends, industry news, and regulatory changes that may impact credit risk.

8. Manage DSO (Days Sales Outstanding) to ensure the company's cash flow is optimized.

Qualifications :

1. Bachelor's degree in Finance, Accounting, or a related field.

2. Minimum of 3 years of experience in credit analysis, financial analysis, or a similar role.

3. Strong understanding of financial statements and ratios, credit reports, and industry-specific software.

4. Proficient in DSO management and process improvement strategies.

5. Exceptional analytical and decision-making skills, with the ability to interpret complex financial data.

6. Excellent communication and report writing skills, with the ability to clearly explain credit decisions to stakeholders.

7. Ability to work independently and collaboratively in a fast-paced, deadline-driven environment.

8. High level of integrity and professionalism, with a commitment to maintaining confidentiality.

9. Proficiency in MS Office Suite, particularly in Excel for financial modeling and analysis.

In conclusion, if you are a detail-oriented professional with a strong background in finance and a passion for credit analysis, we would love to hear from you. This is a fantastic opportunity to contribute to a company's financial health and growth while advancing your career in a challenging and rewarding environment.

Interested in hearing more? Easy Apply now by clicking the "Apply Now" button.

Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.

Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com / legal.