Community Banker II
If you're looking to build your career at a forward-thinking organization with deep community roots and a vision for growth, success, and giving back, you've come to the right place.
The Community Banker II is responsible for acquiring, developing, and managing consumer & small business relationships within the designated territory. The Community Banker II will actively pursue new, home equity loans, mortgage loans, small business loans & deposits. This role will seek referral opportunities from current and prospective customers through ongoing sales activities and will also be heavily invested in community events and the development of COI relationships.
Essential duties and responsibilities include :
- Subject matter expert in small business loans and in state and federal government backed residential loans.
- Structure and work through larger more complicated loans
- Cultivate and foster relationships with consumer & small businesses to uncover opportunities and assess their banking needs.
- Guide and assist customers through the loan application and closing process, providing status updates and guidance on document collection, next steps, and loan closings, all while ensuring strict compliance with regulations and laws.
- Analyze applicant financial profile, credit, and property evaluation to determine feasibility of granting loans, or submitting applications to the Credit Department for verification and recommendations.
- Meet or exceed established goals in loans, deposits, referrals and ancillary services.
- Participate in scheduled business development meetings with other business lines to identify prospects and areas of opportunity.
- Maintain high levels of activity by scheduling many preset appointments each week with consumer & small business customers.
- Develop and maintain community advocacy through centers of influence and community service.
- Manage a portfolio of consumer & small business customers within designated market(s)
- Joint calling, collaboration and partnering across all business lines to ensure customer experience and production goal attainment.
- Update CRM and sales tracker weekly.
- Develop and maintain a working knowledge of all bank products and services.
- Comply with established operating policies and procedures in order to maintain adequate controls and to support the Bank's adherence to outside regulatory requirements.
- Maintain an awareness of the competitive landscape and leverage that knowledge to better serve clients.
- Significant travel is required for this position within assigned territory. Employees will use their personal vehicle with occasional night and weekend obligations.
Basic qualifications include :
Bachelor's degree (B.A.) from four-year college or university5+ years related experience and / or training in retail banking, business sales and / or lendingProven success in sales; understanding sales process and business life cycleNMLS# or ability to obtainMaintain a community network of realtors, Certified Public Accountants, and small business ownersMust be self-motivated, goal oriented and driven to provide exemplary customer service and achieve referral goalsDemonstrable proficiency with Microsoft Office and computer systemsFlexibility : Willingness to perform work outside of regular responsibilities to fit the business needsEthical : Adheres to a core set of values. Clearly understands the importance of integrity and honestyOur comprehensive total rewards package offers something for everyone!
Robust medical, dental, and vision insurance packagesGenerous time off, including paid federal holidays and paid day off for your birthday401(k) retirement savings planTuition reimbursement, professional development, and career growth opportunitiesEmployee assistance programComprehensive wellness programWe are guided and inspired by our core values :
Honest and Integrity above all elseTrust built on fairnessService that creates remarkable experiencesResponsibility to use our resources for the greater goodExcellence through hard work and lifelong learningDiversity realized through inclusion and respectEqual Opportunity Employer
Employment with Camden National is on an at-will basis, meaning employment is not guaranteed for any specific period of time, and any employment relationship established may be terminated by either party at any time, for any reason, with or without notice. Completion of an employment application is not a contract, express or implied, guaranteeing employment. Camden National Bank is an Equal Opportunity Employer and does not discriminate on the grounds of race, color, religion, sex, sexual orientation, including gender identity and gender expression, national origin, citizenship status, age, disability, genetic information or veteran status.