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Loan Officer

Loan Officer

First Federal BankCharlotte, NC, United States
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Core values speak to the heart of an organization and are the essence of a company’s identity. Everything we do is centered around our community , customer service , our stability , and being trustworthy . These values support our mission and vision, shape our culture, and provide a foundation for the future.

Offering a dynamic benefit package that includes but is not limited to :

  • Four Medical Plan Offerings to choose from
  • Employer HSA Contributions (Coverage / Plan exclusions)
  • Employer Provided Life Insurance Policy
  • Annual Health Incentive
  • Annual Wellness Reimbursement
  • Tuition Reimbursement program
  • Generous Match 401k Retirement Plan
  • Paid Sick Leave
  • Paid Vacation Leave
  • 11 Paid Holidays based on the Federal Reserve Calendar

If you are ready to take on a challenging and rewarding role; we invite you to apply for this exciting opportunity.

ESSENTIAL FUNCTIONS :

  • Interviews residential mortgage loan applicants.
  • Requests specified information for loan application.
  • Notifies applicant of loan decision.
  • Corresponds with customers, applicants or creditors to resolve questions regarding application information.
  • Recommends and outlines terms of loan.
  • Informs prospective borrowers of loan commitments.
  • Reviews developing laws and regulations as they apply to installment loan security agreements.
  • Assists collection officer with delinquent account files for the financial institution.
  • Responsible for quality loan growth.
  • Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.
  • Provides the best service to our customers with innovative and creative solutions.
  • Minimum Qualifications

  • High school diploma or equivalent required.
  • BA / BS degree preferred, but not required.
  • Good understanding and knowledge of financial institution and products and services.
  • Good cross selling, organizational, and communication skills.
  • Able to communicate effectively with builders and realtors.
  • Ability to deal with time constraints and strong attention to detail.
  • Extended hours sitting and performing computer tasks may be required.
  • Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank.

    Bilingual candidates encouraged to apply.

    EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY

    E - Verify Employer

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    Loan Officer • Charlotte, NC, United States

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