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Senior Data Scientist

Senior Data Scientist

Aspire General Insurance CompanyRancho Cucamonga, CA, US
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Job Description

Job Description

Description :

Aspire General Insurance Company and its affiliated general agent, Aspire General Insurance Services, are on a mission to deliver affordable specialty auto coverage to drivers without compromising outstanding service.

Our company values can best be described with ABLE : to always do the right thing, be yourself, learn and evolve, and execute. Join our team where every individual takes pride in driving their role for shared success.

Job Summary :

Under the guidance of the Director of Analytics, the Senior Data Scientist plays a critical role in transforming data into actionable insights that drive strategic decision-making across the organization. This position is responsible for analyzing complex datasets—both structured and unstructured—to uncover trends, evaluate program outcomes, and support predictive modeling efforts in areas such as pricing, claims forecasting, and customer segmentation. The Senior Analytics Consultant will collaborate with cross-functional teams to scope and execute analytical projects, develop intuitive dashboards and reports, and communicate findings in a clear, business-focused manner. This role also contributes to data quality initiatives, supports the creation of curated analytic datasets, and stays current with industry innovations to continuously enhance Aspire’s analytics capabilities.

Job Responsibilities :

  • Analyze structured and unstructured datasets to identify trends, patterns, and opportunities across business functions.
  • Conduct exploratory and ad hoc analyses to answer key business questions and inform strategic initiatives.
  • Support the development of predictive models (e.g., pricing, claims forecasting, fraud detection, customer segmentation).
  • Develop and maintain dashboards and reports to monitor KPIs and operational performance.
  • Collaborate with stakeholders to define metrics and build intuitive visualizations using tools like Power BI or Tableau.
  • Conduct statistical analysis to evaluateprogram outcomes and A / B test results.
  • Partner with cross-functional teams in underwriting, product, and marketing to scope and execute analytical projects.
  • Translate business needs into data questions and communicate findings in a clear, actionable format.
  • Work with data engineering and governance teams to improve data quality, standardization, and documentation.
  • Contribute to the development and maintenance of curated data assets and analytic datasets.
  • Stay current with industry trends and innovations in insurance analytics.
  • Share best practices with peers and contribute to a culture of continuous learning.

Education / Experience :

  • Bachelor’s degree in a quantitative field (e.g., Statistics, Data Science, Actuarial Science, Economics, Computer Science); master’s degree preferred.
  • 4+ years of experience in a data analytics role, preferably within the insurance or financial services industry.
  • Experience working with insurance data (e.g., policy, claims, rating, or telematics) is a strong plus.
  • Prior experience in the auto insurance industry is preferred.
  • Requirements : Skills :

  • Expertise in predictive modeling, machine learning, and statistical analysis.
  • Comfortable working with large, complex datasets and producing repeatable, production-ready analyses.
  • Strong command of tools such as Python, R, SQL, and modern data visualization platforms (e.g., Power BI, Tableau).
  • Proven ability to communicate complex analytics to non-technical stakeholders.
  • Experience with cloud-based data platforms (e.g., AWS, Azure, Databricks) is a plus.
  • Ability to work both independently and collaboratively in a fast-paced, dynamic environment.
  • Solid understanding of Actuarial concepts, up to exam 5 concepts, is a plus.
  • Inter-Relationship Component :

    1. Ability to develop excellent working relationships with Staff, Clients, and Company Partners.

    2. Ability to communicate with others in an effective and friendly manner, one that is conducive to being a conscientious team member, fostering a spirit of goodwill, indicative of a professional environment and atmosphere.

    3. Ability to communicate orally and in writing with others to explain complex issues, receive and interpret complex information.

    4. Able to represent the Company in a professional manner and contribute to the Corporate Image.

    5. Able to consistently provide excellent client service.

    WORKING CONDITIONS AND PHYSICAL REQUIREMENTS :

    Working Conditions :

    This is a position based in a professional office environment or remote / hybrid setting, depending on company policy.

    Standard business hours apply, with occasional extended hours required to meet project deadlines or attend leadership meetings.

    Frequent use of a computer, phone system, and claims management software.

    Must be comfortable navigating multiple systems and screens simultaneously.

    Requires clear, professional verbal communication and active listening skills.

    Fast-paced environment with performance metrics.

    Must be able to manage time effectively and prioritize tasks.

    Frequent collaboration with cross-functional teams across time zones requiring flexibility in scheduling.

    May require occasional travel (up to 10–15%) to company offices, vendor sites, or industry conferences.

    Physical Requirements :

    Prolonged periods of sitting at a desk and working on a computer (up to 8 hours per day) while working on a desk computer.

    Frequent use of hands and fingers for typing, writing, and handling documents.

    Ability to use standard office equipment such as computers, phones, printers, and video conferencing tools.

    Must be able to read and interpret documents, emails, and computer screens.

    Extended screen time is required.

    Must be able to hear and speak clearly on the phone for extended periods.

    Use of a headset is common and may be required.

    Minimal physical movement required; occasional walking or standing may be needed.

    Must be able to lift up to 15 pounds occasionally (e.g., for transporting laptops or presentation

    Benefits : Medical, Dental, Vision, PTO, 401k, Company Observed Holidays

    Individuals seeking employment at Aspire General Insurance Services LLC are considered without regards to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, or sexual orientation in accordance with federal and state Equal Employment Opportunity / Affirmative Action record keeping, reporting, and other legal requirements.

  • Dependent on plan selected
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