Consultant, Contract Underwriting - E&S / Specialty (Contract+)

Consultant, Contract Underwriting - E&S / Specialty (Contract+)

Nationwide's Property and Casualty team is seeking a qualified Underwriting Consultant for the Excess & Surplus / Specialty (E&S / S) line in a Contract+ unit. Ideal candidates have five+ years of brokerage casualty (GL) underwriting experience in the E&S / non-admitted market.

Job Description Summary : Are you a critical thinker who can analyze complex risk and find insurance solutions that balance customer needs with business goals? If you take initiative, apply analytical and creative thinking to sound decisions, and want to help people solve real challenges, we want to hear from you.

This role involves underwriting individual risks for acceptability, pricing, coverage, terms and conditions, by developing, analyzing and evaluating information and exposures on increasingly complex risks with a high level of authority. You will aim to achieve production and loss ratio goals with assigned brokers and program managers by reviewing claims history and taking appropriate action on accounts, driving profit and premium to meet financial goals through developing, negotiating and implementing business plans.

Key Responsibilities

• Researches and develops new classes of business; researches market trends and competition; assesses market viability; creates forms & endorsements; develops rates with actuarial support. For large, complex accounts, partners with Actuarial, Finance and Claims teams to assess profitability and loss potential.
• Reviews risks or programs within assigned territory; determines acceptability, applies appropriate premium, endorsements and exclusions, and places reinsurance if applicable.
• Achieves team / individual production and loss ratio goals; leads and influences agencies with sales strategies and processes that drive new business, retention, and profitability.
• Works on complex coverage issues, analyzes premium and loss results, audits agents and programs for compliance, and develops action plans as required.
• Quotes, prices, and underwrites new and renewal policies for complex or service-sensitive accounts; monitors risk selection and pricing at the agency and account level.
• Manages policy maintenance, endorsements, loss control reviews, and mid-term requests; follows up on outstanding information and reviews claim activity for appropriate actions.
• Maintains positive relationships with agents and brokers; travels for audits, training, or marketing visits; assists with marketing ideas and campaigns.
• Understands facultative and treaty reinsurance; maintains relationships with reinsurers; assists with treaty proposals.
• Researches and develops new programs (e.g., risk purchasing groups, captives, or other risk transfer mechanisms); mentors junior underwriters and shares knowledge across the team.
• Markets Nationwide products and services to drive agency and company results; supports pipeline management and producer development; develops business in targeted industries and markets.

May perform other responsibilities as assigned.

Reporting Relationships

Reports to Department Manager. Direct reports : Up to 3 employees (indirect reports typically assigned).

Typical Skills And Experiences

Education : Undergraduate studies; completion of general insurance courses (e.g., CPCU, CIC, AU, ARM, CPIW, CWIS, ASLI) preferred.

Experience : Eight years of underwriting experience handling large or complex programs and accounts; E&S experience preferred.

Knowledge, Abilities and Skills : Effective written and oral communication; negotiation; project leadership; experience with wholesale / general agency distribution; ability to analyze highly complex risks; familiarity with various rating plans and reinsurance; proficiency with relevant software; ability to mentor others and train stakeholders.

Other criteria and leadership competencies may take precedence. Staffing exceptions require VP or HR approval. Nationwide Values are demonstrated regularly.

Job Conditions

Overtime eligibility : Not Eligible (Exempt). Working conditions : Normal office environment; extended / non-standard hours based on project and deliverables. ADA : Standard statement of essential functions and potential variation by role.

Posting timeline : We anticipate accepting applications until 10 / 10 / 2025, but early submissions are encouraged as postings may close earlier if a strong candidate slate is identified.

Benefits

Comprehensive benefits include medical / dental / vision, life insurance, short and long-term disability, paid time off (minimum 18 days / year pro-rated), nine paid holidays, retirement plans, and more. For details, refer to the benefits information provided by Nationwide.

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to an inclusive culture. We prohibit discrimination and harassment and provide equal employment opportunities regardless of protected characteristics.

This position may be filled in any of the lower 48 states.

Note : This description is intended to describe the general nature and level of work performed. It is not a complete list of all responsibilities, duties, and qualifications required.

Location note : This role is in Scottsdale, AZ, with potential for related locations.

J-18808-Ljbffr