Risk Analyst III (Hybrid - Raleigh, NC)

Overview

This is a hybrid role with the expectation that

time working will regularly take place inside and outside of a company office.

The Consumer & Business Risk Analytics team focuses on delivering analysis and insights for Credit and Product leadership across the General Bank.

This position performs analysis to identify factors that affect credit losses business growth, and sustainability. Assesses current processes, collects information, industry trends, and creates specifications to support business risk management. Determines improvements or solutions to address identified issues. Prepares reports by examining data, trends and business input. May occasionally guide less experienced analysts or assist in development of process enhancements and / or business knowledge.

Responsibilities

Reporting & Analysis

Sources, compiles, and interprets data to provide recommendations to business and product leaders. Analyzes data for accuracy and efficiencies, effectively communicates analysis output. Produces reports based on data analysis, industry trends, and process capabilities. Conveys patterns, problems and areas of improvement.

Identifying Risk

Creates and implements methods of risk evaluation. Develops strategies or solutions to address evaluation results. May create models or simulation scenarios to test risk conditions.

Operational Support

– Periodic support for business analytical needs by responding to inquiries, identifying solutions, and working to help implement solutions. Assists in implementing recommended modifications and enhancements. May serve as an analytics resource to wider organization or business units for non-credit purposes.

Identifying Objectives

Determines overall business needs through analysis and reporting. Assists in creating specifications, project plans, or other forms of documentation to communicate business initiatives to wider work group.

Qualifications

Bachelor's Degree and 2 years of experience in Risk Analytics or Analytics OR High School Diploma or GED and 6 years of experience in Risk Analytics or Analytics.

SQL, Excel and Power Point skills.

Organization skills - Intermediate Required

Data Skills – Intermediate Required

Problem solving - Intermediate Required

Analytical skills - business Intermediate Required

Communication skills - verbal Intermediate Required

Communication skills - written Intermediate Required

Credit or underwriting training – preferred

Banking experience - preferred

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https : / / jobs.firstcitizens.com / benefits.

Company Description :

Founded in 1898 and headquartered in Raleigh, N.C., First Citizens Bank serves customers in 18 states and the District of Columbia. For over 100 years, customers have trusted First Citizens with their money … and their futures. Today, First Citizens is the largest family-controlled bank in the nation and the sixth-largest bank franchise headquartered in the Southeast with more than $30 billion in assets. We employ more than 6,000 associates who are focused on helping our customers achieve a lifetime of success. First Citizens operates more than 570 branches in Arizona, California, Colorado, District of Columbia, Florida, Georgia, Kansas, Maryland, New Mexico, Missouri, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington and West Virginia.

First Citizens Bank. Forever First®. Member FDIC.

Equal Opportunity / Affirmative Action Employer / Minority / Female / Disability / Veteran

If you need special assistance or an accommodation in applying for employment at First Citizens Bank, please contact our Human Resources department.