Junior Underwriter

Job Description

Job Description

M / I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M / I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers / Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

Job Summary

Performs administrative tasks to support the review of FHA, VA and Conventional loan applications and corresponding documents to Automated Underwriting System (AUS) cases. Relies on instructions and pre-established guidelines to perform functions of the job. Works under immediate supervision.

Duties and Responsibilities

Provides back-up support to the underwriting staff by performing the following tasks :

• Communicates with Branch Managers and Loan Officers regarding questions and concerns related to loans and applications
• Assists in the development of alternatives for solving difficult loan scenarios.
• Facilitates messaging within the UW department for general and escalated issues.
• Calculates loan-to-values, qualifying ratios
• Reviews current updates and bulletins on underwriting guideline manuals.
• Other duties as required.

Requirements

Minimum Education Experience : Associate’s degree (A.A.) or equivalent in specialized training from a two-year college or technical school combined with one to 3 years of related experience and / or training; knowledge and understanding of mortgage underwriting terminology and guidelines.

Skills and Abilities :

Work Conditions : Weekend work may be required.

Benefits

M / I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, profit sharing plan, employee stock purchase plan, employee home purchase plan and more.

We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work.

We are proud to be an EEO / AA employer M / F / D / V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

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