2026 Leadership Development Program - Credit Track

Leadership Development Program - Credit Track

Truist Financial Corporation is a purpose-driven financial services company committed to inspiring and building better lives and communities. As a leading U.S. commercial bank, Truist has leading market share in many of the high-growth markets across the country. Truist offers a wide range of products and services through our wholesale and consumer businesses, including consumer and small business banking, commercial banking, corporate and investment banking, wealth management, payments, and specialized lending businesses. Headquartered in Charlotte, North Carolina, Truist is a top 10 commercial bank with total assets of $544 billion as of June 30, 2025.

At Truist, we're recruiting catalysts for care. Leaders with energy and ideas that take the initiative to take us further, faster as we deliver on our purpose. We designed the Leadership Development Program (LDP) with that specific goal in mind. As a part of this immersive program, you'll dive headfirst into critical work as you rotate through specific areas of the bank over the course of the year. You'll also participate in a custom curriculum where you'll deepen your financial services acumen and have an opportunity to build mission-critical skills in strategy, innovation and creativity, data analysis, project management, and more. Bottom line? We're talking real work experience combined with custom leadership development and candid conversations with the top leaders at Truist that put you on the fast-track to real impact.

Analysts spend time in rotations to learn about the purpose of different teams, risk management, and strategic priorities while also strengthening technical skills needed for early career roles that support specific areas aligned to their track.

Along the way, you'll be in good company. Every aspect of our program is designed to help teammates connect, learn from each other, and experience the power of One Team. That way, you'll leave the program with a built-in network you can call at any time. Upon graduation, you'll have an opportunity to secure placement based on business need, preference, and your performance.

As an applicant, you'll select from one of four tracks based on your education, experience, interests, and career goals. The Leadership Development Program tracks include Enterprise, Finance, Technology, and Credit.

This job posting is for the Credit track. Truist offers our commercial clients a powerful combination of industry expertise, advisory strategies, and custom solutions they can't find anywhere else.

Credit track development includes :

Education : Close to 300 hours of training, focused on credit; to include financial modeling, fundamentals of financial accounting, understanding tax returns, business loan strategy, relationship management, and portfolio management.

On the job training with teams such as Commercial Banking, Specialized Industries, Wholesale Payments, and or Credit Risk.

Exposure : Opportunities that provide a deeper dive into the core principles of credit, financial & credit analysis, commercial lending, credit risk management, business development, sales consulting, pricing, deal flow, underwriting, relationship management, credit learning systems, and more.

Experience : Day to day work in the specific track to provide an opportunity for meaningful learning experiences with business impact.

While this job posting is specific to the Credit Track of the LDP, the program also offers three additional tracks which have separate job postings :

Enterprise Track : Through the Enterprise Track, teammates will be exposed to many different areas of the organization, including but not limited to : work related to human resources, marketing, finance, strategy, operations, and more.

Finance Track : Build enterprise financial acumen by rotating through key finance functions, contributing to hands-on work that supports enterprise performance and decision-making, with opportunities for post-program roles in Finance.

Technology and Innovation Track : The Technology and Innovation Track gives its participants the opportunity to leverage their technical skills by creating business solutions and working on innovative assignments, including within Software Delivery, Infrastructure, Security, and Innovation and Design teams.

The following is a summary of the essential functions for this job and what you can expect as a participant. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time :

Complete all prescribed training satisfactorily prior to the end of the program into appropriate center assignment.

Complete any additional training as recommended by the manager, either during or after the program.

Participate in business rotations, working on projects and other business-as-usual activities that allows for the practical application of concepts and behaviors referenced in training and demonstrate results in line with rotational managers' expectations.

Perform special projects or assignments outside of the formalized training program, as may be assigned.

The requirements listed below are representative of the knowledge, skill and / or ability necessary for the LDP. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions :

At this time, Truist will not sponsor an applicant for employment authorization, nor will we offer any immigration-related support for this position (including H-1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN-1 or TN-2, E-3, or sponsorship for U.S. permanent residence.)

Bachelor's degree or Master's degree required with a graduation date of May 2025 - June 2026.

3.0+ GPA preferred

Excellent interpersonal and communication skills

Strong initiative and personal accountability

Demonstrated leadership through on campus and / or community involvement and / or work experience

Enthusiasm for a career in financial services

General knowledge of the financial services industry

Willingness to travel

Ability to relocate for the program and locations throughout the Truist footprint upon program completion. Individuals hired into the Enterprise track will be located in Charlotte, NC and in the Credit and Technology & Innovation tracks will be located in Charlotte or Atlanta for the duration of the program.

Enterprise / Credit Track : Business-related concentrations / degree, along with accounting and / or finance coursework are desired.

Finance Track : Required : Bachelor's degree in Finance, Accounting, Economics, or a related field. Strong analytical and problem-solving skills with the ability to interpret financial data and trends. General understanding of the financial services industry and its core functions. Proficiency in Microsoft Office tools; familiarity with Excel is a plus. Effective communication skills and the ability to collaborate in team environments. Preferred : Internship or academic project experience related to finance or business analysis. Completion of three or more credit hours in accounting. Master's degree in a relevant field.

Technology & Innovation Track : Technical majors preferred : Computer Science, Engineering, Cybersecurity, Innovation, Graphic Design, Interaction Design, User Experience, Industrial Design, Architecture, Human Factors, Human-Computer Interaction or related field etc. Knowledge of programming language and technical concepts (for example : proficiency in adobe creative suite of design tools, JAVA, Python, CSS / HTML, Azure, AWS, WCAG etc.). Experience participating in technical and / or design projects.

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.