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Underwriting Assistant

Underwriting Assistant

JMAC LendingCosta Mesa, CA, US
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Job Description

Job Description

About JMAC Lending :

With over 25 years of experience, JMAC Lending has been dedicated to enhancing the client experience through our cutting-edge products, outstanding service, and unwavering support. We are committed to empowering our partners and driving business growth together. Our culture is centered around exceeding current market options, making us the preferred lender for our clients. Our team boasts impressive credentials and engages in continuous learning, ensuring a perfect blend of knowledge and expertise. Built on a foundation of ethical integrity, our company efficiently and skillfully delivers competitive product pricing for both wholesale and correspondent lending, prioritizing our clients' needs.

The Opportunity :

The Underwriting Assistant provides critical support to the underwriting team by preparing files, reviewing documentation, maintaining data integrity, and facilitating efficient workflow throughout the underwriting process. This role is essential in ensuring timely, accurate, and compliant underwriting decisions.

This is a Full-Time opportunity offering competitive pay ranging from $19-$20 per hour.

Job Responsibilities :

Prepare files for Underwriter review :

  • Index and resubmit new loans
  • Generate fraud guard reports
  • Obtain new credit and AUS as necessary
  • Run flood certifications

Assist the Underwriting department with essential clerical tasks :

  • Order required supporting documentation
  • For instance : desk reviews, VVOEs, RCE, PTE, etc.
  • Handle adverse action requests
  • Manage fraud alerts
  • Provide backup reception support
  • Requirements

    Job Requirements

  • Must have a High School Diploma or equivalent experience
  • At least 1-2 years of experience in the mortgage industry is essential
  • Exceptional verbal and written communication skills are a must
  • Strong attention to detail and organizational skills to effectively manage tasks
  • Capability to handle multiple tasks, prioritize, and adapt to changing business needs within a team setting
  • Proficient computer skills and familiar with Microsoft Office applications
  • Ability to collaborate effectively and professionally in a dynamic and fast-paced environment
  • Demonstrates outstanding teamwork and positive interpersonal skills
  • Benefits

  • Comprehensive Health Care Package (Medical, Dental & Vision)
  • Life Insurance Options (Basic, Voluntary & AD&D)
  • Generous Paid Time Off (Vacation & Holidays)
  • Retirement Savings Plan (401k)
  • Short-Term & Long-Term Disability Coverage
  • Family Leave Benefits
  • Wellness Support Resources
  • JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.

    DISCLAIMER : JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

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    Underwriting Assistant • Costa Mesa, CA, US

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