Commercial Lending Officer

Job Description

Job Description

First State Bank is seeking a Commercial Lending Officer at our Chesterfield (Baxter) location. If you have experience in loan portfolio management, as well as business development for both loan and depository products, this may be a good fit for you!

40 hours per week.

Full-Time benefits will apply, including; medical, dental and vision insurance, paid sick and vacation, 401k, ESOP and more!

Duties and Responsibilities :

The Commercial Lending Officer will perform all duties required of this position by following policies and procedures set forth by First State Bank, including, but not limited to :

• Pursue origination / approval of commercial loan products via customer contact, financial analysis and written / oral presentations to senior management. When applicable, referrals are encouraged to be made to the appropriate department for consumer purpose loan products, deposits, home equity loans, etc.
• Approve overdrafts (up to unsecured lending authority).
• Receive lobby customers for loans and other bank questions including telephone calls, home equity draws and transfers.
• Manage an existing loan portfolio, including renewals of existing loans and the past dues that may occur.
• Answer telephone inquiries, handles dormant accounts and approves cashier checks as necessary.
• Sign loan disbursement checks, garnishments, tax levies and customer insurance claim checks for the bank.
• Complete all required compliance training and complies with the Bank Secrecy Act and Anti-Money Laundering Act as well as all regulations which apply within the scope of the position.

Qualifications :

For more information about First State Bank, please visit our Career’s Page by clicking HERE.

As a condition of employment, all new hires will be required to complete a background check and drug testing.

First State Bank is an Equal Opportunity Employer, including protected veterans and individuals with disabilities.