Loan Officer

First Federal BankJacksonville, FL, United States

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Remote work locations to include : Orlando, Palm Coast, St. Augustine, Palatka, Ormond Beach, New Smyrna Beach, Deland, Jacksonville, FL and Kingsland, GA.

Essential Functions :

Interviews residential mortgage loan applicants.
Requests specified information for loan application.
Notifies applicant of loan decision.
Corresponds with customers, applicants or creditors to resolve questions regarding application information.
Recommends and outlines terms of loan.
Informs prospective borrowers of loan commitments.
Reviews developing laws and regulations as they apply to installment loan security agreements.
Assists collection officer with delinquent account files for the financial institution.
Responsible for quality loan growth.
Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.
Provides the best service to our customers with innovative and creative solutions.

Minimum Qualifications :

High school diploma or equivalent required.

BA / BS degree preferred, but not required.

Good understanding and knowledge of financial institution and products and services.

Good cross selling, organizational, and communication skills.

Able to communicate effectively with builders and realtors.

Ability to deal with time constraints and strong attention to detail.

Loan Officers are required to have a confirmed NMLS# with First Federal Bank before originating residential mortgage loans and maintain their NMLS# in an active status for the duration of employment.

Extended hours sitting and performing computer tasks may be required.

Bilingual candidates encouraged to apply.

EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY

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Loan Officer • Jacksonville, FL, United States