Consumer Lending Specialist

Consumer Lending Specialist

The Consumer Lending Specialist prepares and processes regulatory disclosures and documentation for consumer real estate loan transactions to ensure they are closed in conformance with all regulatory and bank guidelines.

Essential Duties and Responsibilities

• Responsible for preparing TRID Loan Estimate and other Early Disclosures for consumer real estate loans
• Responsible for ordering all necessary due diligence required for all consumer real estate loan products
• Responsible for reviewing and understanding all necessary due diligence required for all consumer real estate loan products.
• Responsible for coordinating with lender, underwriter, and for preparing Closing Disclosure and other required loan documents for consumer real estate secured loan closings.
• Check appropriate data programs for accuracy and completeness of information
• Coordinate with outside vendors, attorneys, title agencies, insurance agents and others to obtain required information and documentation in accordance with loan policy and federal regulations.
• Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
• Respond to loan originator and underwriter questions, recognizing issues that require escalation to management
• Performs other duties and responsibilities as assigned.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required.

Education and / or Experience

Other

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Activities, duties and responsibilities may change at any time with or without notice.

Skills Training : Communication, Time Management, Customer Service, Critical Thinking, Problem Solving

Equal Employment Opportunity Information : Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications.