Job Title
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atall from Day One.
Job Description
Summary
The Merchant Payment Services (MPS) Risk Advisory position supports the MPS Global Airlines team by managing risk activities across applicable risk frameworks and processes. The individual coordinates information exchange with the Airlines Team and drives completion of various risk-based activities such as Issues Management (CIT), RCSA & ECRA, Controls, and PRISM on behalf of the Airlines Team. Regular risk workstream meetings will be set up to provide risk activity insight to the Head of Airlines and Airlines Team Members.
Responsibilities
The position's primary responsibilities will be to ensure their assigned areas have an adequate control framework in place and is working within those boundaries and is also responsible for training different levels and new staff as assigned. This position typically interacts directly with senior managers requiring an advanced level of presentation, relationship building and negotiation skills. This position may also have occasional exposure to regulatory agencies.
The position also interacts and represents MPS Risk in Airlines-related interactions with additional teams both within MPS and USB such as Credit Risk Management, Enterprise Complaints, Finance, and others. The Risk Advisor's primary responsibility will be to ensure their assigned areas have an adequate control framework in place and is working within those boundaries.
This position partners with their assigned Line of Business, other Risk / Compliance / Audit professionals, and RCA Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework. Participates in projects and / or activities that ensure compliance with applicable federal, state, and local laws and regulations. Identifies gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. Identifies, responds and / or escalates risks as appropriate. Serves as a functional liaison between the Line of Business and the Lines of Defense.
Basic Qualifications - Typically more than six years of applicable experience.
Bachelor's degree or equivalent work experience.
Preferred Skills / Experience
Payments Acquiring and / or Airline Risk Management experience.
Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business. Considerable understanding of the business line's operations, products / services, systems, and associated risks / controls. Thorough knowledge of Risk / Compliance / Audit competencies. Strong analytical, process facilitation and project management skills. Effective presentation, interpersonal, written and verbal communication skills. Effective relationship building and negotiation skills. Proficient computer navigation skills using a variety of software packages including Microsoft Office applications and word processing, spreadsheets, databases, and presentations. Applicable professional certifications.
This position offers a hybrid / flexible schedule which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits : Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours) :
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range : $94,010.00 - $110,600.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and / or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
Merchant • Knoxville, TN, US