Job Description
Job Description
COMMERCIAL LOAN OFFICER
This is a full-time opportunity for an experienced professional to develop and monitor a commercial loan portfolio. The Loan Officer is responsible for making commercial loans within established lending limits which provide maximum profitability to the bank at minimal risk.
Responsibilities :
- Responsible for administering loan portfolio, business accounts, collection and documentation
- Responsible for screening and interviewing applicants to determine financial needs
- Analyzes information received at interview and obtains approval or denies credit request within approved lending limits
- Responsible for closing loans and business accounts using proper documentation, obtaining required signatures and disbursing funds
- Monitors loan repayment activities and takes necessary action to assist collection of past due amounts
- Responsible for developing new business and cross selling other services of the bank
- Other duties as assigned
Requirements :
5 years of lending experience and a Bachelor’s Degree in Business, Accounting, or FinancePrior banking experienceMust possess effective verbal and written communication skillsAbility to read and analyze financial data and credit reportsAbility to make independent judgmentsMust have a good working knowledge of the Lawton market, as well as surrounding areasMust be able to meet the qualifications to be registered as a mortgage loan originator