Physical Damage Appraiser II

Emc Physical Damage Claims And Losses Specialist

At EMC, we're all about working together to make an impact. As part of our team, you'll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive expertsalways supporting each other to do our best work. Join us, and let's improve lives together.

Ideal candidate will be located in or near the Des Moines metro area.

Essential Functions :

• Investigates and evaluates moderately complex physical damage claims and losses
• Reviews the loss notice and policy to verify coverage, deductibles, loss payee / mortgagees and confirms that the loss occurred within the coverage period
• Evaluates repair shop and independent appraiser estimates to determine accuracy, photos to determine if damages are consistent with loss or prior unrelated damages, and vehicle values and repair costs to establish repair ability versus total loss
• Performs field inspections and prepares physical damage estimates
• Resolves questions of coverage, liability and the value of claims
• Negotiates, settles and / or resolves minor to moderately complex claims and losses
• Sets adequate reserves to cover exposure
• Prepares damage estimates using Mitchell estimating software
• Negotiates claim settlement with insureds, claimants and attorneys
• Negotiates agreed repair price with repair facility
• Issues payments within check authority
• Responds to questions from the insureds, claimants and agents

Education & Experience :

Knowledge, Skills & Abilities :

The hiring salary range for this position will vary based on geographic location, falling within either the $54,000-$75,000 range or the $60,000-$82,000 range. A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws. All of our locations are tobacco free including in company vehicles.