Treasury Liquidity Analyst
The Treasury Liquidity Analyst conducts analysis, reporting, monitoring, forecasting and / or reconciliation activities, develops applications, and / or provides technical support. This role contributes to the development of liquidity methodology and assumptions, processes, policies / frameworks and / or systems to support Liquidity Risk Management. Provides accurate, efficient, and comprehensive reporting and analysis, and supports Committee and / or regulatory requests.
Depth & Scope :
- Experienced working professional role providing specialized business services, advisory or processes / program support within their own area of specialty
- Requires experienced, conceptual and practical knowledge within their own specialty and knowledge of broader related areas
- Accountable for own work, may act as an escalation point or knowledge resource for others in their own area
- Leads projects or workstreams within broader projects with moderate risk and accountable for managing ongoing activities, processes and functional programs
- Works within broad guidelines / policies and independently performs tasks from end to end
- Solves moderately complex problems by taking a new perspective on existing solutions
- Exercises judgment based on the analysis of multiple sources of information
- Conveys business context when providing guidance within field of specialty to internal or external stakeholders
- Work performed under minimal management guidance and supervision
- Identifies and leads problem resolution
Education & Experience :
Undergraduate degree preferred3+ years of experienceCustomer Accountabilities :
Provides analytical support to all areas within the team and / or organizationDevelops, implements, and maintains systems and applications to extract data from product systemsPrepares and presents funding and risk management reportsDevelops, documents and maintains applications as assigned by managerEvaluates the intraday and cashflow forecasting of the bank as it pertains to the cash management processAnalyzes changes in the liability and asset portfolios, evaluates trends, and reconciles cash flow activityEvaluates product and customer in behavior stress scenarios and provides views on concentration for fundingParticipates in the stress testing processes and provides Liquidity SME view in larger enterprise-wide undertakingsProvides and assists in regulatory and internal management reporting on a timely and accurate basisSupports ongoing reviews with 1B, 2nd line and 3rd line functionsShareholder Accountabilities :
Contributes to various operational activities and processes as assignedConsistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriateBe knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional areaProtects the interests of the organization identifies and manages risks, and escalates non-standard, high-risk activities as necessaryConducts internal and external research projects; supports the development / delivery of presentations / communications to management or broader audienceConducts reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs / policies / practicesAcquire and apply expertise in the discipline, provide guidance, assistance and direction to othersAdheres to internal policies / procedures and applicable regulatory guidelinesKeeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impactsMaintains a culture of risk management and control, supported by effective processes in alignment with risk appetiteEmployee / Team Accountabilities :
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issue / points of interestSupports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unitKeeps current on emerging trends / developments and grows knowledge of the business, related tools and techniquesKeeps others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activitiesContributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and / or guidance as appropriateContributes to a fair, positive and equitable environment that supports a diverse workforceActs as a brand ambassador for your business area / function and the bank, both internally and / or externallyPhysical Requirements :
Never : 0%; Occasional : 1-33%; Frequent : 34-66%; Continuous : 67-100%
Domestic Travel OccasionalInternational Travel NeverPerforming sedentary work ContinuousPerforming multiple tasks ContinuousOperating standard office equipment - ContinuousResponding quickly to sounds OccasionalSitting ContinuousStanding OccasionalWalking OccasionalMoving safely in confined spaces OccasionalLifting / Carrying (under 25 lbs.) OccasionalLifting / Carrying (over 25 lbs.) NeverSquatting OccasionalBending OccasionalKneeling NeverCrawling NeverClimbing NeverReaching overhead NeverReaching forward OccasionalPushing NeverPulling NeverTwisting NeverConcentrating for long periods of time ContinuousApplying common sense to deal with problems involving standardized situations ContinuousReading, writing and comprehending instructions ContinuousAdding, subtracting, multiplying and dividing ContinuousThe above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are : TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches / stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing and so will you.
Our Total Rewards Package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation / incentive awards (e.g., eligibility for cash and / or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
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