Enterprise Architect Commercial Lending DCA2205
Work Arrangement : Remote (with occasional reimbursed onsite travel)
Location : Remote (U.S. based only) occasional MonFri onsite as needed
Duration : 6 Months | 1,040 Total Hours
Work Authorization : U.S. Citizens or Green Card holders only.
Engagement Type : W-2 only. No sponsorships, Corp-to-Corp, or 1099.
Overview
The Client seeks an Enterprise Architect for Commercial Lending to shape the technology strategy, landscape, and roadmap for high-impact initiatives. Must be able to articulate the end-to-end commercial loan lifecycle (prospect underwriting approval closing / booking servicing modifications / renewals payoffs; including syndications / participations) and the applications / technologies that enable each step. Hands-on familiarity with nCino (loan origination) and AFS Vision (loan accounting) is strongly preferred; AFS Vision expertise is the ideal unicorn.
Key Responsibilities
- Define and evolve enterprise architecture and roadmaps aligned to commercial lending priorities and regulatory needs.
- Model the end-to-end commercial lending process and map system capabilities to each stage; identify gaps and target-state improvements.
- Design integrations and data flows between nCino (LOS) and AFS Vision (loan accounting) , including booking, GL posting, accruals / amortization, payments / draws, fees, collateral, and reconciliations.
- Establish architecture standards / patterns for real-time APIs, eventing, and batch / ETL between LOS, servicing, data platforms, and downstream finance / reporting.
- Ensure solutions meet risk, compliance, privacy, and audit requirements; define control and reconciliation frameworks across LOSaccounting.
- Provide architecture oversight through delivery; partner with business, product, engineering, and vendor teams; communicate clearly to technical and non-technical audiences.
Expected Skills
Strategic thinking; ability to align tech to lending business outcomes.Deep understanding of commercial banking processes and products ; proven end-to-end solution design.Enterprise architecture frameworks (e.g., TOGAF) and modern architectures (cloud, microservices, APIs, data platforms).Integration of diverse platforms / data sources; strong risk / compliance and data-governance mindset.Stakeholder influence, visualization, and change leadership in large programs.Expected Knowledge (updated emphasis)
Commercial lending lifecycle and adjacent domains (syndications, participations, leases, ABL, construction / dealer, collateral).nCino (LOS) and AFS Vision (loan accounting) process, data models, booking, GL, and reconciliation touchpoints.Adjacent ecosystems (core banking, treasury, CRM, document / ops, data platforms) and integration patterns (APIs, ETL, events).Cybersecurity / privacy standards; regulatory frameworks (FFIEC, SOX, GLBA / GDPR).Data architecture : governance, MDM, lineage, analytics.Qualifications
Bachelors in CS / IT / Engineering or related field.7+ years in architecture / solution delivery; 3+ years in commercial lending technology within a financial institution.Demonstrated experience with nCino and / or AFS Vision (AFS Vision strongly preferred).Strong architecture diagramming, standards development, and enterprise tooling proficiency; software engineering and systems integration experience.Expected Deliverables
End-to-end capability maps and process / system blueprints for commercial lending.High-level and detailed solution designs, including nCinoAFS Vision integration patterns and data contracts.Architecture principles / standards; control & reconciliation designs for LOSaccountingGL.Technology assessments, gap / impact analyses, and executive presentations.Reference architectures / patterns that accelerate compliant delivery.