Community Banking Manager - CRA and Fair Lending

The Community Banking Manager - CRA Fair Lending Officer - 1st Line of Defense (1LOD) is responsible for integrating Community Reinvestment Act (CRA) and Fair Lending compliance into the daily operations of Retail Banking, Mortgage Lending, and Small Business across the bank's southwestern footprint. This includes oversight of CRA-qualified lending, investments, services, and marketing to ensure that the bank meets the credit needs of low- and moderate-income (LMI), majority-minority (MMT), and underserved individuals and communities, while maintaining fair, inclusive, and non-discriminatory practices.

The officer plays a key role in coordinating volunteer activities, charitable donations, and community development finance efforts in collaboration with Marketing, Community Development, and second-line Compliance. This role ensures both proactive risk management and positive regulatory performance in Arizona, Colorado, New Mexico, and Nevada.

Key Responsibilities by Business Line

Retail Banking (Deposits, Consumer Lending, Branch Services) :

• Support CRA-qualified retail lending initiatives targeting LMI borrowers and geographies
• Monitor product penetration and usage across LMI and underserved customer segments
• Partner with branch teams and marketing to ensure services are equitably accessible
• Track volunteer service hours and community engagement efforts
• Promote inclusive banking strategies, including alternative delivery channels

Mortgage and Home Equity Lending

Small Business Lending

CRA-Eligible Volunteer Coordination

CRA-Eligible Charitable Donation Coordination

CRA-Eligible Investment Coordination

Community Development Lending Support

Marketing Collaboration - CRA & Fair Lending Focus

CRA Support :

Fair Lending Support :

Cross-Functional CRA & Fair Lending Responsibilities (1LOD)

Qualifications

Working Conditions

Salary Range

This position is eligible to earn a base salary in the range of $135,000 - $195,000 annually depending on job-related factors such as level of experience and location.

Benefits