Credit Analyst

Credit Analyst

Summary : Responsible for analyzing and monitoring the credit worthiness of the banks customers. Analyzes financial statements, tax returns, and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank. Recommends credit lines within the established bank guidelines.

Salary Range : $50,000 to $65,000 per year, depending on qualifications and experience. A higher rate may be offered to candidates with exceptional experience or skills.

Job Qualifications :

• Associates degree and two years of related experience or five years of related work experience.
• Knowledge of basic lending policies and procedures / underwriting guidelines gained through work experience or in-house training.
• Strong financial analytical skills with sound judgment and decision-making abilities.
• Excellent organizational and communication skills with high level of attention to detail.
• General computer knowledge and experience with MS Word and Excel.

Specific Job Functions :

Exemption Status : Exempt, salaried position.

Location : Wells River Branch

Work Schedule : This is a full-time position requiring 40 hours a week, Monday through Friday, 8am to 5pm.

Wells River Savings Bank is a mutual savings bank with associates working in our seven offices in the Connecticut River Valley. We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. We offer an excellent work environment while providing opportunities for our associates to learn and grow.