Mortgage Consultant

Job Summary :

As a vital member of the Prosperity Home Mortgage team, the Mortgage Consultant operates under the guidance of the Area Sales Leader, providing expert advice on residential mortgage programs to both new and existing clients. The role involves leveraging various sources such as realtors, builders, and nontraditional channels to facilitate successful mortgage solutions.

Key Responsibilities :

• Champion the Prosperity Home Mortgage brand by effectively promoting our diverse range of products and services.
• Cultivate a strong presence for Prosperity Home Mortgage in the local market, enhancing visibility and engagement.
• Provide comprehensive guidance to potential and current customers on Prosperity's mortgage programs, including rates, policies, and procedures.
• Conduct thorough analyses of financial and credit data to recommend suitable loan options tailored to customer needs.
• Secure residential first mortgages while ensuring compliance with company policies and industry regulations.
• Manage customer applications, present rate and point options, and perform follow-up activities to lock in registrations.
• Serve as the primary contact for both new and existing clients, coordinating with processing and closing teams to facilitate timely and accurate loan closings, while tracking loan status and ensuring necessary documentation is complete for processing.
• Set realistic expectations for the loan process by clearly communicating company policies, procedures, and underwriting standards while keeping customers informed about their loan status.
• Meet and exceed personal production and service targets, contributing to overall company market share and branch profitability.
• Adhere to company standards for quality, accuracy, and fall-out rates.
• Remain compliant with industry regulations and applicable state and federal laws in all job functions.
• Participate in mortgage product and sales training programs as required, staying informed about best practices and updates in the industry.

Minimum Requirements :

Compensation : Base pay of $16.35 per hour plus lucrative commission & bonus plans.

Equal Opportunity Employer Statement :

At Prosperity Home Mortgage, LLC, we are an Equal Opportunity Employer committed to fostering a diverse, equitable, and inclusive workplace. We prohibit discrimination and harassment of any kind based on race, color, religion, age, sex, national origin, disability status, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable laws. This policy encompasses all employment terms and conditions, including recruitment, hiring, placement, promotion, termination, layoffs, transfers, leaves of absence, compensation, and training.

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