For over 30 years, First Continental Mortgage (FCM) and affiliates, have shared a common purpose to help families realize the American dream of owning a home! FCM is a full-service, FNMA, HUD and VA approved national mortgage lending firm headquartered in Houston, Texas.
We specialize in partnering with Home Builders as well as retail production. FCM funded $2.6 Billion in 2024 through affiliated business arrangements with 10 different home builders, 5 of which rank in the Top 65 Home Builders in the country.
FCM is seeking a Senior Underwriter with DE / LAPP / SAR Designations for our New Home Team .
Key Responsibilities
- Service-focused with excellent time-management, multi-tasking skills, and keen attention to detail.
- Underwrite FHA, VA, Conventional conforming and Conventional non-conforming mortgage loans following company, investor, and government standards.
- Evaluate credit / employment history, and financial status of mortgage loan files to determine credit worthiness in compliance with requirements.
- Analyze loan documentation such as credit reports, verification of employment, paystubs, verification of deposit, tax returns, bank statements, appraisals, and all other supporting documentation provided.
- Ensure compliance with federal agencies including FNMA, FHLMC, HUD, and VA.
- Other duties as assigned by management.
Requirements
5+ years' experience as a senior level residential mortgage underwriter.Experience with FHA, VA, and Conventional conforming and non-conforming loans.DE and VA LAPP / SAR designations.Knowledgeable in investor overlay and researching such guidelines.Excellent appraisal analysis skills.Knowledge of current FNMA, FHLMC, HUD, VA, and investor guidelines.Strong analytical decision-making and problem-solving abilities.Aptitude for maintaining professional relationships with coworkers.Excellent verbal and written communication skills.Encompass LOS experience a plus.What FCM Offers We offer a truly competitive compensation package where you'll be rewarded for your performance. Our benefits include :
Medical, Dental & VisionFSA, Life, Supplemental Life, Long Term Disability, and Supplemental InsuranceVacation / Sick Time401kFCM and its Affiliates are Equal Opportunity Employers.
Join FCM and become part of a dedicated and growing team! To learn more about FCM, please visit our website at
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