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Central Underwriting Processor
Central Underwriting ProcessorCapital City Bank • Tallahassee, FL, US
Central Underwriting Processor

Central Underwriting Processor

Capital City Bank • Tallahassee, FL, US
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Central Underwriting Processor

Job Category : Credit Admin

Requisition Number : CENTR003324

Location : Metro Office, 1301 Metropolitan Blvd, Tallahassee, FL 32308, USA

Description

Central Underwriting Processor | Capital City Bank | More Than Your Bank. Your Banker.

Hours : Monday - Friday 40 Hours

General Summary

  • Processes Indirect Auto loans and provides support to the Credit Administration department
  • Receipt, review, and funding of contracts received from partner dealerships through the DealerTrack or RouteOne systems.
  • Assist Central Underwriting with administrative duties as needed.

All associates at Capital City Bank, Capital City Investments, Capital City Trust Company, and Capital City Home Loans have access to confidential client information and must practice discretion at all times.

Principal Duties and Responsibilities Receipt of auto finance contracts :

  • Review to ensure documents are properly executed and signed by all parties. Make sure all information is accurate and complete. Make sure contract conforms with underwriter approval and Credit Policy. Ensure all necessary documentation has been provided
  • Process funding and verification of auto contracts in Decision Pro system. Create loan tickets for ACH processing
  • Respond timely to dealership communications
  • Maintain Indirect Auto files
  • Generate new dealership Agreements
  • Ensure Consumer Compliance policies and regulations are followed at all times.
  • Send Consumer HELOC Disclosures
  • Send adverse action notices
  • Assist underwriters as needed
  • Employer determines the essential functions of the job.

    All associates must understand and adhere to the non-negotiable Banker Standards and commit to practicing SGNNT (smile, greet, name, name, thank you) at all times. Associates will consistently follow policies and procedures as established by Capital City Bank, Capital City Investments, Capital City Trust Company, and Capital City Home Loans, with department managers setting the standard.

    Associated Duties

  • Assist department with general administrative duties
  • Provides additional support to manager and department colleagues.
  • Completes all assigned / required Bank training within established timelines.
  • Knowledge, Skills and Abilities (KSA) Required The following KSAs are usually acquired through working experience and / or specialized course(s) :

  • Must be detail oriented and able to read and understand loan documents
  • Understanding of loan processing documentation.
  • Knowledgeable of Central Underwriting policies and practices.
  • Knowledgeable of automated underwriting systems, preferably Decision Pro and Laser Pro.
  • Must have ability to work successfully under deadlines.
  • Ability to use independent judgment and be a multi-tasker.
  • Proficiency in Microsoft Word and Excel.
  • Education Minimum high school diploma or equivalent required. Some college preferred. Relevant experience may substitute for the education requirement. Knowledge of underwriting, credit lending and contracts a plus.

    Working Conditions Fast-paced, professional office environment. May include lobby or cubicle environment. In the rare instance of a major or extensive natural disaster, epidemic or pandemic occurrence, or other disruption within our footprint, it may be necessary for associates to relocate or telecommute before, during or after, to ensure business continuity.

    EOE / Protected Veterans / Disabled / Drug Free The above declarations are not intended to be an "all-inclusive" list of the duties and responsibilities of the job described nor are they intended to be such a listing of the skills and abilities required to do the job. Rather, they are intended only to describe the general nature of the job.

    THIS JOB DESCRIPTION DOES NOT CONSTITUTE AN EMPLOYMENT AGREEMENT. This job description does not restrict Capital City Bank, Capital City Investments, Capital City Trust Company, and Capital City Home Loans from the ability to assign, reassign or eliminate duties and responsibilities of this job at any time. This job description describes the current assignment of essential functions. These functions may change at any time as the needs of the Bank or department change or for other reasons deemed appropriate.

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    Underwriting • Tallahassee, FL, US

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