Software Engineer, Home Lending

Overview

Who is Recruiting from Scratch : Recruiting from Scratch is a talent firm that focuses on placing the best candidate for our clients. Our team is 100% remote and we work with teams across North America, South America, and Europe to help them hire.

Title of Role : Software Engineer, Home Lending

Location : United States (Remote, with quarterly travel to Columbus, Austin, or San Mateo offices)

Company Stage of Funding : Publicly Traded / Growth-Stage Fintech

Office Type : Digital-First Remote, with quarterly onsite sessions

Salary : $142,000 – $196,600 base + Bonus + Equity

Company Description

We’re representing a leading AI-powered lending platform that partners with financial institutions to expand access to affordable credit. By leveraging advanced machine learning, the company enables banks and credit unions to improve approval rates while reducing risk — all while delivering a seamless, digital-first lending experience.

The platform powers personal loans, auto refinancing, and most recently home lending products (HELOC and mortgage). Millions of homeowners are seeking fast, affordable access to home equity, and this team is building products to unlock that opportunity at scale.

This is a high-impact environment for engineers who thrive at the intersection of AI, fintech, and consumer lending.

Responsibilities

• Build and scale the company’s newest home lending products (HELOC and Mortgage).
• Work across the stack with technologies like AWS, Kafka, Spring Boot, Kubernetes, and Kotlin.
• Turn feature tasks into opportunities to raise code quality and improve the broader system.
• Collaborate closely with product, design, and cross-functional teams to deliver customer-impacting features.
• Propose new ideas, challenge requirements when needed, and drive improvements to team metrics.
• Contribute to testability, resiliency, maintainability, and quality improvements across the codebase.

Ideal Background

Preferred Qualifications

Compensation and Benefits

This role is ideal for an engineer who wants to help shape new home lending products at scale, working in a collaborative, mission-driven environment that combines fintech, AI, and real-world customer impact.

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