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Underwriter - Personal Lines

Underwriter - Personal Lines

Rural Mutual InsuranceMadison, WI, US
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Job Description

Job Description

Are you a detail-oriented professional who enjoys working closely with others to make smart, data-driven decisions? Join our growing team as a Personal Lines Underwriter and collaborate with fellow underwriters and internal departments to assess personal insurance policies and manage risk effectively. This is a hybrid position based out of our Madison home office.

In this role, you’ll :

  • Analyze personal lines policies and requests
  • Evaluate risk in compliance with company guidelines and procedures
  • Work closely with teammates to ensure accurate and timely decisions
  • Contribute to a supportive, fast-paced underwriting environment

If you're ready to grow with a company that values teamwork and your expertise — apply today!

Compensation :

$55,000 - $70,000 yearly

Responsibilities :

  • Evaluate risk for acceptance, rejection, or modification in compliance with company guidelines and procedures for Homeowners and Personal Auto lines of business.
  • Review and evaluate requests from agents for approval of situations that may fall outside the established underwriting guidelines.
  • Review and evaluate incoming policy change requests.
  • Review and evaluate risk alerts based upon activity and information provided from claim adjusters and make decisions regarding renewal impact.
  • Review and promptly respond to incoming e-mails / phone calls and correspondence from agents, assistants, and internal employees.
  • Process daily, weekly, and monthly workbench items requiring underwriting action.
  • Make decisions, follow procedures, follow the letter of authority, and work within the published department service standards.
  • Provide input on products and procedures.
  • Perform other duties as assigned.
  • Qualifications :

  • Required 2+ years experience working in an insurance underwriter role, preferably in personal lines.
  • Associate degree or equivalent from a two-year college or technical school.
  • Strong team player.
  • Self-motivated with the ability to work independently and multitask.
  • Demonstrated proficient personal computer skills, with working knowledge of Microsoft Suite.
  • Additional education in insurance or other industry-related coursework is preferred. Interest in pursuing additional education in the insurance industry.
  • Bilingual abilities (Spanish, Hmong, etc.) are a plus.
  • About Company

    What You'll Love About Rural Mutual Insurance :

    We are a leading property and casualty insurance company based in Wisconsin, well known for our financial strength and longevity in the insurance industry. Our reputation in the marketplace ensures stability and opens up numerous growth opportunities for our employees.

    We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff, our agents, and our customers. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference through the work that we do.

    We believe in a healthy work / life balance and, to that end, offer a competitive and comprehensive compensation package including health, dental, life, LTD, and vision insurance as well as an employee bonus plan, matching 401(k) plan, and generous time off benefits.

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    Personal Lines Underwriter • Madison, WI, US

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