Talent.com
Non-QM Transactions Underwriter

Non-QM Transactions Underwriter

Redwood Trust IncEnglewood, CO, US
job_description.job_card.30_days_ago
serp_jobs.job_preview.job_type
  • serp_jobs.job_card.full_time
job_description.job_card.job_description

Job Description

Job Description

  • Please note that this role is open to Remote, Denver, CO, and Mill Valley, CA

Position Summary

The position requires expert mortgage underwriting and credit knowledge, clear communication skills, consistently outstanding client service, and proven problem solving and decision-making skills. The successful candidate must have a high level of interaction with internal parties (trading, sales, legal and compliance, structured finance) and external parties (Sellers, 3rd party service providers). This position requires the candidate to be a subject matter expert in the conforming and non-conforming space for Non-QM loans.

Responsibilities & Duties

  • Ability to analyze the underwriting of conventional and jumbo Non-QM mortgage loans in a timely manner for completeness and compliance with Redwood purchase guidelines and approved Seller variances
  • Must be able to analyze multiple alternative income methods of income, (ie : complicated tax returns, bank statements, DSCR, 1099, asset depletion.)
  • Manage loan conditions from credit, property, and compliance reviews with Sellers and external 3rd party service due diligence providers for whole loan sales and securitizations
  • Evaluate and provide recommendations for underwriting waivers and eligibility exceptions
  • Clearly communicate, in written and verbal form, compensating factors to justify exceptions
  • Provide support to Capital Markets in evaluating Securitization feedback from Rating Agencies / Investors
  • Provide support to Redwood Investors by evaluating and supplying feedback on loan scenarios, at times based on limited information
  • Understand and effectively work with Seller variances to product eligibility and underwriting guidelines
  • Participate in and provide clear feedback on credit policy recommendations
  • Maintain strong knowledge of mortgage compliance rules agency underwriting guidelines and industry standards for appraisal requirements and regulatory compliance
  • Participate in evaluating current loan review processes and provide feedback and recommendations to increase efficiency and risk management capabilities
  • Consistently access third party services (valuation, fraud, compliance) to provide valuable input for loan decisions
  • Required Experience & Education

  • 7+ years of recent mortgage industry experience
  • 3+ years recent conforming non qm underwriting experience
  • 3+ years of recent jumbo non qm underwriting or complex / alternative income analysis
  • Expert underwriting knowledge and extensive experience with loan origination documentation as well Fannie and Freddie selling guides
  • Technologically savvy, with the ability to work in varied systems
  • Proficiency with Excel, loan origination systems, automated underwriting engines, electronic document management and other systems
  • High attention to detail and effective problem-solving skills
  • Excellent client service skills
  • Excellent oral and written communication skills
  • Excellent multi-tasking skills and ability to manage multiple tasks simultaneously
  • Analytical thinking ability, diplomacy and professionalism Analytical thinking ability, diplomacy and professionalism
  • A reasonable estimate of the total compensation range for this role is $44 / hr-$53 / hr. . The actual salary offer to the successful candidate will be based on job-related education, geographic location, training, licensure and certification, and other factors. CoreVest also offers a competitive benefit package including discretionary corporate bonus program, multiple health plans, STD and LTD options, company sponsored life insurance, fitness reimbursement, paid parental leave, time to volunteer, Paid Time off, ESPP, and 401K matching.

    At Redwood Trust, we are committed to fostering an inclusive workplace where diversity is valued, and everyone has the opportunity thrive. We welcome applications from individuals of all backgrounds and experiences. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

    serp_jobs.job_alerts.create_a_job

    Underwriter • Englewood, CO, US

    Job_description.internal_linking.related_jobs
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Tax Expert - Onsite

    Tax Expert - Onsite

    IntuitAurora, Colorado
    serp_jobs.job_card.full_time
    Intuit is seeking highly motivated individuals to join our dynamic team as dedicated TurboTax Live Seasonal Local Service Experts in one of our new TurboTax locations across the United States on a ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_hours
    • serp_jobs.job_card.promoted
    Entry-Level Tax Preparer

    Entry-Level Tax Preparer

    Jackson HewittParker, CO, US
    serp_jobs.job_card.full_time +1
    Seasonal Entry Level Tax Preparer.Seeking a job that fits around your life? Look no further! We provide flexible scheduling options, so you can balance work and personal commitments.Embrace the pos...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Credit Analyst

    Credit Analyst

    GPACBoulder, CO, US
    serp_jobs.job_card.full_time
    Credit Analysis goes beyond crunching numbers and utilizing spreadsheets.Credit Analysts create relationships with Loan Officers and management to quickly and efficiently service clients' needs.Thi...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Underwriter

    Underwriter

    Auto-Owners InsuranceBroomfield, CO, US
    serp_jobs.job_card.full_time
    A career at Auto-Owners is challenging and rewarding.Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.Applications ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Experienced Tax Preparer (Bilingual Required)

    Experienced Tax Preparer (Bilingual Required)

    Jackson HewittAurora, CO, US
    serp_jobs.job_card.full_time +1
    Experienced Tax Preparers Wanted.Leverage your tax expertise, business background, and knowledge of tax laws to propel you to the next level. You will provide exceptional client service while.Don't ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_hours
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Entry-Level Tax Preparer (Bilingual Required)

    Entry-Level Tax Preparer (Bilingual Required)

    Jackson HewittWestminster, CO, US
    serp_jobs.job_card.full_time +1
    Seasonal Entry Level Tax Preparer.If you join our team as a Seasonal Entry Level Tax Preparer, you'll conduct one-on-one tax interviews with clients, start to develop your book of business, and pro...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_hours
    • serp_jobs.job_card.promoted
    Dir Tax Admin & Compliance (NCA)

    Dir Tax Admin & Compliance (NCA)

    BallWestminster, CO, US
    serp_jobs.job_card.full_time
    Dir Tax Admin & Compliance (NCA).Location : Westminster, CO, US, 80021.Primary Purpose of this Position : .The Director, Tax Administration and Compliance will be responsible for management of the Com...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Senior Corporate Accountant

    Senior Corporate Accountant

    JobotCastle Rock, CO, United States
    serp_jobs.job_card.full_time
    Senior Accountant for a quickly growing company within the retail space / / Hybrid schedules.This Jobot Job is hosted by : Henry Chung. Are you a fit? Easy Apply now by clicking the "Apply" button an...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Accountant II

    Accountant II

    UCAR University Corporation for Atmospheric ResearchBoulder, CO, US
    serp_jobs.job_card.full_time
    UCAR is seeking a detail-oriented and experienced Accountant II to join the Accounting Team, which sits within Office of the Chief Financial Officer. This key role will oversee complex federal spons...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Experienced Tax Professional (4+ Years)

    Experienced Tax Professional (4+ Years)

    H&R BlockCastle Rock, CO, US
    serp_jobs.job_card.full_time
    H&R Block Castle Rock, CO — Multiple Seasonal Openings.Join the H&R Block Castle Rock team — multiple positions available!. H&R Block, the world’s largest tax preparati...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    HIRING - TAX PROFESSIONAL

    HIRING - TAX PROFESSIONAL

    GpacWestminster, Colorado, United States
    serp_jobs.job_card.full_time
    serp_jobs.filters_job_card.quick_apply
    A very well-known CPA firm is looking to add a.This stable and growing organization offers their clients valuable knowledge and expertise in the tax services industry. There is tremendous upside, wi...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Tax Expert

    Tax Expert

    IntuitLakewood, Colorado
    serp_jobs.job_card.full_time
    Intuit is seeking highly motivated individuals to join our dynamic team as dedicated TurboTax Live Seasonal Local Service Experts in one of our new TurboTax locations across the United States on a ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_hours
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Seasonal Tax Expert - Local

    Seasonal Tax Expert - Local

    IntuitDENVER, Colorado, United States
    serp_jobs.job_card.full_time
    Intuit is seeking highly motivated individuals to join our dynamic team as dedicated TurboTax Live Seasonal Local Service Experts in one of our new TurboTax locations across the United States on a ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_hours
    • serp_jobs.job_card.promoted
    NOW HIRING all Tax positions for top firm based in Colorado

    NOW HIRING all Tax positions for top firm based in Colorado

    GPACAurora, CO, US
    serp_jobs.job_card.full_time
    All Tax Positions | Flexible Work Options | Top 100 Public Accounting Firm.Now Hiring : All Tax Positions | Flexible Work Options | Top 100 Public Accounting Firm. Colorado | Multiple Locations | Ons...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Commercial Banker

    Commercial Banker

    First Citizens BankBoulder, CO, US
    serp_jobs.job_card.full_time
    What sets First Citizens apart?.Strong leadership, enduring values and a commitment to helping people and businesses prosper. As a Commercial Banker at First Citizens Bank you will carry on our trad...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Experienced Tax Preparer

    Experienced Tax Preparer

    Jackson HewittAurora, CO, US
    serp_jobs.job_card.full_time +1
    Experienced Tax Preparers Wanted.Calling all experienced tax preparers! Join our team for an exciting opportunity that offers flexible schedules. Leverage your tax expertise, business background, an...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Premium Auditor

    Premium Auditor

    Davies Risk ServicesAurora, CO, US
    serp_jobs.job_card.full_time
    Gig Workers Wanted! .Are you tired of working for someone else? Have you thought about building a business for yourself? If you answered yes to either question – Welcom...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Tax Expert - Local

    Tax Expert - Local

    IntuitAurora, Colorado
    serp_jobs.job_card.full_time
    Intuit is seeking highly motivated individuals to join our dynamic team as dedicated TurboTax Live Seasonal Local Service Experts in one of our new TurboTax locations across the United States on a ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_hours
    • serp_jobs.job_card.promoted
    Intern - Treasury Analyst

    Intern - Treasury Analyst

    BallWestminster, CO, US
    serp_jobs.job_card.full_time
    Location : Westminster, CO, US, 80021.Our internship program is designed for students enrolled in an accredited university or college who are interested in developing on-the-job skills, experiences ...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Accountant II

    Accountant II

    University Corporation for Atmospheric Research (UCAR)Boulder, Colorado, United States
    serp_jobs.job_card.full_time
    UCAR is seeking a detail-oriented and experienced Accountant II to join the Accounting Team, which sits within Office of the Chief Financial Officer. This key role, will oversee complex federal spon...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30