Consumer Loan Officer - Camden, AR

Join Generations Bank as a Full-Time Consumer Loan Officer and become an integral part of a dynamic team dedicated to fostering client relationships in Camden, AR. This position offers the unique opportunity to work from home, allowing you to create a flexible work environment that suits your lifestyle while still prioritizing customer-centric service. As a Consumer Loan Officer, you will play a vital role in helping local people thrive, making a tangible impact on your community. You'll collaborate with a supportive team that values accountability and stewardship, enhancing both your professional growth and job satisfaction.

With a culture rooted in communication and relationship-building, this role is perfect for someone passionate about driving success for clients and seeking a rewarding career path. As a team member you'll be able to enjoy benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Competitive Salary, Paid Time Off, and Paid maternity and paternity leave. Take the next step in your career and apply today to make a difference with Generations Bank.

What's your day like?

As a new Consumer Loan Officer at Generations Bank, you will be expected to manage a diverse portfolio of commercial loans, building and nurturing strong relationships with clients. Your day-to-day responsibilities will include evaluating loan applications, conducting financial analysis, and assessing creditworthiness to support informed lending decisions. You will collaborate with underwriters and other team members to streamline the loan process while ensuring compliance with banking regulations. Engaging with clients through regular communication and meetings will be essential, as you gather information and provide guidance throughout the loan lifecycle. Additionally, you'll be responsible for identifying new business opportunities, developing tailored loan solutions, and effectively presenting proposals to potential clients.

Your role will require you to stay updated on industry trends and market conditions to provide the best advice and support, aligning with our commitment to customer-centric service.

Are you a good fit for this Consumer Loan Officer job?

To be successful as a Consumer Loan Officer at Generations Bank, you will need a strong foundation in financial analysis and a keen understanding of commercial lending practices. Excellent communication skills are paramount, allowing you to effectively articulate ideas and build lasting relationships with clients and colleagues. Your ability to listen actively and empathize with clients will foster trust and enhance customer satisfaction. Strong organizational skills are essential, enabling you to manage multiple loan applications and deadlines efficiently.

A detail-oriented mindset will ensure accuracy in evaluating financial documents and compliance with regulatory standards. Additionally, analytical thinking will help you assess risk and identify new opportunities for growth within your portfolio. The ability to work collaboratively within a team while demonstrating accountability will enhance your effectiveness in a flexible work environment, aligning with our core values of stewardship and relationship-building.

At Generations Bank we prioritize a diverse and talented group of people who are encouraged to bring their full self to work. We are committed to a common goal, serving our community. Our four core values are more than words. They are at the heart of everything we do. We believe a team with a strong culture and unified purpose is better in the long run.

CORE VALUES

ACCOUNTABILITY : We believe our work commitments should be done fully, and lending a hand to fellow team members isn't optional.

RELATIONSHIPS : We believe when we treat our team and customers with humility, dignity, and pride we reach our highest potential.

COMMUNICATION : We believe in proactively sharing ideas and information.

STEWARDSHIP : We believe each team member should care for our assets and opportunities as if they were their own.

Join us in shaping the future of banking by applying your skills in a role that values both professional excellence and personal growth. You will be offered great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Competitive Salary, Paid Time Off, and Paid maternity and paternity leave. Step into an environment where your contributions matter and where you can grow alongside a dedicated team.

Connect with our team today!

If you think this role will suit your needs, great! Applying is a piece of cake. Good luck - we're excited to meet you!

WHAR ARE THE REQUIREMENTS? These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and / or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

BASIC QUALIFICATIONS - you must have these to be considered for this role :

• High school diploma or equivalent (GED).
• Bachelor's degree and / or 3 or more years of lending experience.
• Ability to perform the essential functions, mental, and physical demands of the job as listed above.
• Current driver's license and a vehicle with appropriate insurance coverage if required to drive while performing assigned duties and responsibilities.

ENVIRONMENT AND PHYSICAL ACTIVITY

The position includes driving a Bank or personal owned vehicle approximately 10-25% of the time which includes exposure to the outside weather elements and moving mechanical parts. It may include some minor annoyances such as noise, odors, drafts, etc.

The incumbent in the course of performing this position spends time writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching.

The incumbent for this position may operate any or all of the following : telephone, smart phone, copy and fax machines, adding machine (calculator), image systems, scanning equipment, typewriter, computer terminal, laptop computer, tablet, printers, or other equipment as directed.

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

PAY TRANSPARENCY NONDISCRIMINATION PROVISION

Pay Transparency Nondiscrimination Provision : Generations Bank will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the legal duty of the contractor to furnish information.

We comply with the ADA and consider reasonable accommodation measures that may be necessary for eligible applicants / employees to perform essential functions.

Generations Bank is an affirmative action and equal opportunity employer and adheres to EEO Guidelines to offer employment without regard to race, color, religion, marital status, sex, sexual orientation, gender identity, pregnancy, age, national origin, disability, veteran status, or any other basis. All qualified applicants will receive equal consideration for employment.

Our team needs you!

If you think this job aligns with your requirements, then submitting an application is simple. Good luck!

Applicants who are offered this role are required to submit to a background check including a criminal record check, employment, education verification, and drug screening.