Director Underwriting - Life, Disability and Supplemental Health

At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together.

The Director of Underwriting for Employer & Individual Local Markets will manage a team of underwriters that support the Financial Protection (FP) Product Suite : Life, Disability, Absence & the Supplemental Health products (CIPP, APP & HIPP). The Financial Protection Director of Underwriting will provide leadership to and are accountable for the performance of their team. Additionally, they will serve as a technical resource on unique topics and share their knowledge with the broader Specialty underwriting teams. They will be responsible for the following in their assigned region for both new business and renewals, giving them responsibility for meeting and / or exceeding the financial and membership goals of the regional book of business for the FP products.

The position provides underwriting leadership to evaluate risk and determine case specific rating to Life, Disability, Leave and Supplemental Health new business and renewals to meet / exceed our IOI goals. It is a high-impact leadership role that requires deep underwriting expertise, cross-functional collaboration, and a solid focus on execution and innovation. The FP Director of Underwriting will also be responsible for setting national underwriting strategy and targets, and for meeting / exceeding their specific region's financial goals.

You'll enjoy the flexibility to work remotely

• from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities :

Balance customer, business, and health plan needs with financial goals, internal capabilities, while maintaining compliance with federal & state regulations

Collaborate with leaders of internal teams (such as actuarial, finance, product, growth) and external stakeholders (brokers, customers, reinsurance partners etc.)

Ensure consistent application of underwriting guidelines and compliance with state / federal regulations

Analyze book of business data to identify opportunities for improvement (pricing, product changes etc.)

Monitor and develop proposals to react to market and industry trends to anticipate opportunities and customer needs

Provide expert consultation on underwriting practices and methodologies

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications :

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $132,200 to $226,600 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline : This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.