Senior Corporate Credit Risk Officer

Job Title

Under general direction with a high level of autonomy, uses extensive knowledge and skills obtained through education and experience to support the Corporate and Real Estate Banking department by verifying credit information and analyzing the most complex financial data to assist in making credit decisions and developing, structuring and managing loan transaction processes. Influences strategic direction, develops tactical plans and completes difficult assignments with substantial latitude for un-reviewed actions or decisions. Regular contact with senior management and other internal customers is required to identify, research, and resolve financial issues and provide comprehensive solutions to complex problems or needs.

Essential Duties and Responsibilities

• Oversees preparation and approval of Loan Reviews for certain Corporate Loans
• Recommends risk rating upgrades and downgrades of Corporate Loans
• Manages the Loan Review tracking process, exceptions, etc. including overseeing set-up on loan system.
• Oversees the Annual Financial Review process including suggestions to enhance process.
• Manages process of documentation follow-up, financial statement receipt, including set-up on loan system
• Assists in gathering data / preparing for Loan Loss Reserve Committee meetings and Board meetings
• Works on enhancements to Corporate Loan Grade model.
• Gathers data / analyze components for loan loss reserve levels.
• Oversees transition to electronic imaging of credit / collateral files.
• Works closely with Credit Risk Executive and Corporate Banking Executive to administer all aspects of existing credit portfolio.
• Interacts with Senior Management, Audit, Loan Review, other internal departments and bank regulators as needed.
• May have management / supervisory responsibilities for incoming credit analysts and / or portfolio managers.
• Performs other duties and responsibilities as assigned.

Knowledge, Skills, and Abilities

Knowledge of

Skill in

Ability to

Education

Work Experience

Certifications

Travel

Workstyle

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. We expect our associates at all levels to :

At Raymond James as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.