Enterprise Risk Specialist - RCSA

Enterprise Risk Specialist - RCSA

Create your success story at Delta Community Credit Union where opportunity meets purpose. Through our commitment to excellence, Delta Community has received numerous industry awards and earned the trust and loyalty of our employees, members and the metro Atlanta community. We value talent, encourage growth and keep community at the heart of everything we do. That's why we're one of Atlanta's Best Places to Work! Whether you're starting your professional journey or navigating the next step in your career, we invite you to join the Delta Community Credit Union team.

The Enterprise Risk Specialist Risk Controls Self-Assessment (RCSA) as a second line of defense will : provide awareness and subject matter expertise on the organization's Enterprise Risk Management program framework and associated program policies. Under limited supervision, this job supports the management and oversight of business-aligned application development activities by providing advice to multiple teams and departments on how to implement and remediate necessary controls. Practices safety-conscious behaviors in all operational processes and procedures. The successful candidate will be based in Atlanta, Georgia. Local applicants within the Metro Atlanta region who can work onsite on a hybrid basis are required.

Essential Functions / Responsibilities of Position :

• Collaborate across all lines of defense to ensure a holistic approach to risk identification, including review and challenge of risk identification, and linkage of the material primary risks.
• Assist in design and implementation of enterprise and operational risk program.
• Conduct financial analysis, including the calculation and interpretation of various financial ratios (e.g., liquidity, Capital, Asset quality, profitability, efficiency etc.) to assess organizational health and performance.
• Identify, assess, and monitor financial risks across the enterprise, including but not limited to credit risk, market risk, operational risk, and liquidity risk.
• Help implement continuous improvement ideas to drive transparency and effectiveness of controls.
• Partner with the ERM team to develop and implement the overall strategy and framework for the Risk & Control Assessment program in alignment with organizational objectives and industry best practices, including regulatory requirements where applicable.
• Lead the development and execution of risk assessment workshops and stakeholder interviews to identify, evaluate, and document potential risks and control deficiencies across business processes.
• Monitor and report on remediation efforts related to identified risks and control gaps, ensuring timely progress against established targets. Escalate unresolved or delayed issues to relevant stakeholders to drive accountability and resolution.
• Assist with other operational risk programs including assessment activities for new and existing business units, model risk management, business continuity, vendor risk management, etc.
• Develop procedures and templates to maintain the risk inventory and support the production of risk reporting for the Credit Union's key governance committees perform risk reporting to the executive and board committees on the material risk on a regular basis.
• Communicate quality assurance procedures, existing protocols, and effective controls.
• Partner with management and key staff from other business units to identify processes, study and investigate operational risk issues, and develop solutions.
• Perform root cause analysis of risks and losses to identify potential process and / or training enhancements.
• Foster a risk-aware culture within the organization by promoting best practices in risk identification and management of the risk identification program.
• Training - Support the development of knowledge and understanding of operational risk across the organization.
• Acting as alternate to colleagues as required and provide support on ad-hoc tasks as required.
• Provide support in Regulatory engagements / examinations as appropriate.

Position may offer work from home opportunities, pending specific performance and departmental needs.

Job Qualifications :

Must be legally authorized to work in the United States without the need for employer sponsorship, now or at any time in the future.

Minimum Qualifications :

Internal Candidates Only :

Preferred Qualifications :

Employee benefits include :