Dupaco Community Credit Union has an exciting opportunity to join the Business team as a Business Lending Consultant. You will be responsible for servicing new and existing business member accounts and assisting with incoming business loan volume by focusing on small business relationships and simple business loans (such as lines of credit, equipment loans, real estate purchases). Additionally, you will prepare and review the deposit account opening documentation for business deposit accounts.
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Dupaco Values :
Demonstrates Dupaco Values : Rooted in Trust, Empathetic Understanding, Strengthening Relationships, Advocate for All and Invest in You
What You'll Do
- Provide quality service to members, potential members and coworkers
- Demonstrate teamwork and professionalism in all interactions with coworkers
- Promote a professional image of the credit union at all times
- Exhibit a thorough knowledge of credit union products and services
- Recognize member needs to cross sell and educate them on the appropriate financial products and services while providing courteous, professional and knowledgeable service to increase member satisfaction and account usage
- Provide servicing for business accounts by answering member calls, serving as liaison between business members and business lenders once they exceed set aggregate dollar amount, attending client meetings, assisting with closings, and providing follow up as needed
- Interview loan applicants, collect and analyze financial data in order to determine the general credit worthiness of the applicant and the merits of the specific loan request
- Establishing and negotiating, both consumer and business loans and inform member of the terms under which credit will be extended, including the costs, repayment schedule and collateral requirements focusing on
- Recommend approval or denial of loan application as assigned
- Monitor loan repayment activities and take necessary action in collecting past due accounts
- Understand the technology that is available to the members and demonstrate to them how to use it
- Read all pertinent material to keep informed on trends, laws, regulations and innovations in field, makes recommendations accordingly
- Demonstrate individual judgment realizing that any decision could place the credit union at risk
- Performs other duties as assigned
You'll need
Bachelor's Degree in business / finance or related field or equivalent experience is preferredMinimum of two years consumer and / or mortgage lending experienceMust possess excellent listening, verbal and written, and presentation skillsBasic knowledge of laws and regulations governing business or consumer lending practicesAbility to demonstrate sound individual judgmentAbility to prioritize, organize time, and to work independentlyGeneral knowledge of credit union policies and proceduresEqual Opportunity Employer / Protected Veterans / Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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