Real Estate Capital Markets Middle Office Analyst- MSR / Whole Loan Valuations

Capital Markets Real Estate Operations Analyst - Middle Office

At Regions, the Capital Markets Real Estate Operations Analyst - Middle Office supports the operational functions associated with the bank's Real Estate Capital Markets business. The business includes originating, underwriting, and servicing loans that are either traded or are securitized by government-sponsored enterprise (GSE) programs, such as Federal National Mortgage Association (FNMA), Delegated Underwriting and Servicing (DUS) and Housing and Urban Development (HUD). The operations group supporting this business is responsible for valuing the Mortgage Servicing Rights ("MSR"), whole loan trading portfolios, as well as providing accounting, reconciliation, reporting, collateral management, and escrow administration.

Primary Responsibilities

• Supports the Middle Office function for the Real Estate Capital Markets businesses
• Performs complex reporting, remitting and reconciling activities related to funding and delivery of loans, securitization of mortgage-backed securities (MBS) and monthly servicing activities
• Creates reporting from the loan servicing system for data validation and valuation
• Adheres to internal controls and industry / regulatory standards
• Executes individual loan calculations and ensures proper accounting associated with each deal
• Supports review and analysis of settlements statements and report adjustments
• Updates, maintains, and distributes loan pipeline reporting for new loans
• Provides new loan pricing and valuations and ensures proper accounting is assigned
• Ensures loan cash flows are properly set up in valuation systems considering prepayment structures and loan default parameters
• Calculates mark-to-market valuation and provides Profit / Loss (PnL) and risk reporting for whole loans and MSRs
• Supports internal audit and external regulatory reporting for the MSR whole loan trading valuations
• Verifies accuracy of pricing data used for daily valuations, interest rate, and credit hedges

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible.

Requirements

Preferences

Skills and Competencies

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include : experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

Job Range Target : Minimum : $77,969.65 USD Median : $102,850.00 USD This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time.

Location Details

Location : Atlanta, Georgia

Equal Opportunity Employer / including Disabled / Veterans