Credit Portfolio Senior Officer I

Credit Portfolio Senior Officer I

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Job Overview

We are seeking a highly experienced and strategic Senior Credit Risk Business Architect to lead the design and oversight of our credit risk technology ecosystem. This senior leader will ensure our architecture is future-ready, cost-efficient, and capable of delivering exceptional performance across all credit risk functions. The role will partner closely with Credit Risk business leaders, IT, and Finance to design, implement, and evolve the technology stack supporting our decisioning, monitoring, reporting, and compliance needs.

This is a critical role that requires a strong blend of technical architecture expertise, business acumen, and strategic leadership. Key responsibilities include :

Architecture Design & Oversight

• Establish and maintain the reference architecture for credit risk platforms, applications, and data flows.
• Define architectural standards, frameworks, and guardrails to guide solution delivery.
• Provide architectural leadership on design reviews, proof of concepts, and technology evaluations.

Technology Performance & Scalability

Cost of Ownership & Optimization

Business & IT Partnership

Leadership & Influence

Qualifications :

Success measures :

The complexity and scale of our credit risk ecosystem requires a dedicated senior leader to ensure we are building and maintaining best-in-class business architecture that supports both current and future business needs. The Senior Credit Risk Business Architect will serve as the strategic design authority for all credit risk technology and process capabilities, ensuring alignment between business objectives, regulatory requirements, and enterprise technology standards.

Unlike traditional project delivery roles, the Architect provides holistic oversight across platforms, applications, and data flows, ensuring we are designing solutions that are scalable, resilient, cost-effective, and aligned with long-term business priorities. This role bridges the gap between technology and business, guiding how we design, integrate, and evolve the credit risk stack to support decisioning, monitoring, reporting, and control functions.

Key rationale for the role includes :

Architecture Design Leadership

Cost of Ownership & Efficiency

Performance & Scalability

Partnership Across IT & Business

Proactive Risk & Innovation

Summary - The Senior Credit Risk Business Architect is not simply a technology specialistit is a strategic leadership role that ensures credit risk capabilities are architected for resilience, scalability, cost-effectiveness, and high performance. By partnering across IT, Finance, and Credit Risk business owners, this role will help us build a unified, future-ready credit risk technology ecosystem that supports business growth, regulatory compliance, and operational excellence.