Job Description
Job Description
Salary :
At Expree Credit Union, we know that our employees are our most valuable asset and that, together, we have the ability to make a difference in the lives of our members and our organization. Expree Credit Union is committed to providing hand-crafted solutions with high-quality finance products and services.
In the role of a full-time Loan officer, you will be responsible for assisting members in reaching their financial goals.
Responsibilities :
- Gather personal and financial data from applicants as it pertains to each loan application
- Calculate debt-to-income ratios, percentage of unsecured debt and collateral value as it pertains to each application
- Verify accuracy of loan application data, including verification of income, job time, references, and value of collateral
- Communicate with members in regard to loan products, policies, and requirements
- Other duties as required
Qualifications :
High school diploma or GED requiredA minimum of six months loan processing experience requiredExcellent interpersonal and member service skillsPrevious bank or credit union experience requiredUnderwriting experience preferredStrong multi-tasking and problem-solving capabilitiesStrong attention to detail and accuracyProficient in MIcrosoft Word and ExcelStrong written and verbal communication skillsBenefits :
Expree offers a competitive benefits package including : Medical, Dental, and Vision Insurance; Life Insurance; Paid time off, and Holidays; 401K with matching funds.Work Environment
This job operates in an office environment in which pace and noise level varies depending on member traffic.
Physical Demands
Remaining in a stationary position, often standing or sitting for prolonged periods of time.Moving about to accomplish tasks or moving from one worksite to another.Repeating motions that may include the wrists, hands and / or fingers.Ability to communicate with others to exchange information.Ability to assess the accuracy, neatness, and thoroughness of work assigned.Expree Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, pregnancy or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.