Mortgage Loan Processor : III (Senior)

Job Description

Job Description

We are looking for an experienced Senior Mortgage Loan Processor to join our team in Columbus, Ohio. In this role, you will oversee and manage complex mortgage loan applications, ensuring accuracy and compliance with industry regulations. This is a long-term contract position designed to support ongoing operational needs within residential mortgage lending.

Responsibilities :

• Review and process mortgage loan applications for accuracy, completeness, and compliance with regulatory standards.
• Collaborate with loan officers and underwriters to ensure timely submission and approval of loan files.
• Verify borrower information, including income, credit history, and property details, to validate loan eligibility.
• Prepare and maintain detailed documentation for FHA, FNMA, and other residential mortgage lending programs.
• Monitor data integrity and address discrepancies to uphold high standards of reporting and compliance.
• Train and mentor less experienced staff on loan processing procedures and compliance requirements.
• Coordinate with closing agents to ensure accurate preparation and delivery of closing documents.
• Utilize loan origination systems and software to streamline processing and reporting tasks.
• Implement validation plans to enhance operational efficiency and ensure consistent adherence to underwriting guidelines.
• Provide exceptional customer service, addressing borrower inquiries and resolving issues promptly.
• Proven experience in mortgage loan processing, with a focus on FHA and FNMA programs.
• Strong understanding of residential mortgage lending practices, regulations, and compliance standards.
• Proficiency in loan origination systems and data processing tools.
• Excellent communication and customer service skills to effectively interact with borrowers and internal teams.
• Ability to validate and analyze financial and credit data with high attention to detail.
• Familiarity with underwriting guidelines and closing procedures.
• Demonstrated ability to supervise and train team members with less experience.
• Knowledge of PC operating systems and internet-based tools for documentation and reporting.