Loan Documentation Quality Representative

Primary Office Location :

100 Federal Street. Pittsburgh, Pennsylvania. 15212.

Join our team. Make a difference - for us and for your future.

Loan Documentation Quality Representative

Position Overview :

We are seeking a meticulous and adaptable Loan Documentation Quality Representative to join our Compliance and Quality Review Verification team. This role plays a critical part in ensuring the accuracy, regulatory compliance, and procedural integrity of loan documentation across a diverse portfolio-including Consumer, Small Business, Commercial, and Wholesale loans.

As a key contributor to our Loan Operations function, you will perform detailed pre-closing reviews, funding verifications, flood due diligence, and compliance monitoring. This position requires a high level of attention to detail, strong organizational skills, and the ability to thrive in a collaborative, fast-paced environment. Overtime may be required during month-end and quarter-end cycles.

Key Responsibilities :

• Conduct thorough reviews of loan documentation for accuracy and compliance across multiple loan types :

Consumer, Small Business, Commercial, Wholesale Commercial

Required Qualifications :

Preferred Qualifications :

Why Join Us?

Position Title : Loan Operations Representative 2

Business Unit : Operations

Reports To : Supervisor of Loan Operations

Position Overview :

This position is primarily responsible for providing timely and accurate service to internal and external customers in support of the lending functions of the Bank.

Primary Responsibilities :

Executes post closing review of loan documents for non-real estate commercial loans, adds or removes document exceptions as discovered or resolved and reviews and packages mortgage and UCC documents for recoding.

Prepares entries required to fund loans based on established procedures and meets set timeline for all funds to correctly document Bank assets.

Resolves non-post items based on established procedures to ensure prompt and accurate posting to the customer's account.

Updates system information in accordance with maintenance requests submitted based on established procedures and knowledge of system functionality to ensure accurate reporting for financial purposes and to maintain the loan in accordance with the note.

Prepares closing documents and modifications for small business and commercial loans and is measured against established volume levels, reviews request for compliance with Bank policy and procedure and advises Lenders or Underwriters of deficiencies.

Books all types of loans to the core system and is measured against established volume levels.

Executes all aspects of loan servicing, including escrow accounts, remittance and reporting, posts payments for participated loans, maintains SWAP loans base on established procedures and defines time lines with all functions meeting compliance requirements, timely recording of financial entries and customer satisfaction.

Files and continues UCC financing statement as collateral, quotes commercial payoffs and maintains a log of stock certificates held as collateral.

Tracks hazard and flood insurance on designated loans to assure collateral is protected and force-places insurance as needed through third party vendor.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.

F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Education : High School or GED

Minimum Years Experience :

Special Skills :

Excellent communication skills, both written and verbal

Ability to work and multi-task in a fast paced environment

Detail-oriented

Ability to use general office equipment

Ability to use a personal computer and job-related software

MS Word - Intermediate Level

MS Excel - Intermediate Level

Special Licenses and Certificates :

N / A

Physical Requirements :

N / A

Equal Employment Opportunity (EEO) :

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.