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Conventional and Non-QM Underwriter
Conventional and Non-QM UnderwriterSummitHR • Los Angeles, CA, US
Conventional and Non-QM Underwriter

Conventional and Non-QM Underwriter

SummitHR • Los Angeles, CA, US
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Job Description

Job Description

Key responsibilities include but are not limited to :

  • Underwrite mortgage loan files for agency compliance and investor guidelines
  • Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents.
  • Approve or approve with conditions loan submission after careful consideration and explore possible alternatives before resorting to a suspense or denial.
  • Assess the risk to the company and our investors to ensure salability of the loan after closing
  • Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan.
  • 5 years of experience underwriting FNMA, FHLMC, and Non-Conforming mortgages is a plus
  • Re-reviewing files, signing off on conditions, and moving files to clear to close
  • Work closely with operations staff while identifying opportunities to mentor and coach them increasing their knowledge and efficiency

Job Posted by ApplicantPro

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Underwriter • Los Angeles, CA, US

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