Vice President, Underwriting

Job Description

Job Description

We're in this for the greater good at ParetoHealth. Our mission is collective greatness, nothing less will do. Our team is a single force united in the drive to transform employee health benefits.

The company was founded in 2011 to help small and medium-sized businesses fight the rising cost of employee health benefits. We blazed the trail with financing innovations that reduce the risks in self-insurance and deliver significant savings—and we continue to lead with a growing ecosystem of partners and world-class cost control solutions.

But success is measured by more than dollars alone and we measure ours by the good that comes from knowing that every client and all their employees can count on effective, affordable healthcare for years to come.

Please note that ParetoHealth does not provide employment visa sponsorship for this position. Candidates must be authorized to work in the United States without sponsorship both now or in the future.

Position Summary :

We're seeking an experienced and strategic VP, Renewal Underwriting to oversee the renewal underwriting process for Pareto's expanding portfolio of member companies. This role is vital to maintaining our strong retention rate and ensuring each client remains well positioned for sustainable, long-term performance.

The VP, Renewal Business Underwriting, will develop our renewal strategy in collaboration with account management and finance to drive portfolio performance. This is a high-impact leadership role that combines deep technical expertise with cross-functional coordination and strategic thinking.

Key Responsibilities :

• Lead the development and execution of Pareto's renewal underwriting strategy
• Manage a high-performing team of renewal underwriters, providing mentorship, training, and performance management
• Partner closely with Customer Management and Finance to evaluate member performance and develop tailored renewal recommendations
• Ensure consistency, accuracy, and timeliness in renewal calculations, modeling, and deliverables
• Serve as an internal thought leader on loss trends, risk scoring, and renewal planning
• Support the refinement and automation of renewal tools, reports, and workflows in collaboration with Product and Technology teams
• Represent the underwriting function in renewal discussions with senior leadership and key external stakeholders (brokers, consultants, reinsurers)
• Monitor book-level performance trends and recommend strategies to improve profitability and retention

Required Skills & Qualifications :

Perks & Benefits :

We are guided by our values :

Fire in the belly

The drive to learn, to improve, and to deliver outstanding value every day.

See the field

The ability to see the big picture and prepare to meet tomorrow's needs.

Get it done right

The passion to produce at higher rates and to the highest standards.

For the greater good

A united community creating better health benefit solutions for all.

Please note that any communication from our recruiters and hiring managers at ParetoHealth about a job opportunity will only be made by a ParetoHealth employee with an @paretohealth.com address. ParetoHealth does not conduct text message or chat-based interviews. Any other email addresses, agencies, or forums may be phishing scams designed to obtain your personal information. We will not ask you to provide personal or financial information, including, but not limited to, your social security number, online account passwords, credit card numbers, passport information, and other related banking information until we begin onboarding activities, which will be coordinated by a member of the ParetoHealth People Ops Team with an @paretohealth.com email address. Disclosures : ParetoHealth is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, or military status, in any of its activities or operations. These activities include, but are not limited to, hiring and firing of staff, selection of volunteers and vendors, and provision of services. We are committed to providing an inclusive and welcoming environment for all members of our staff, clients, volunteers, subcontractors, vendors, and clients. California Applicants : See Pareto's CCPA Notice of Collection for California Employees and Applicants for information about how Pareto Captive Services, LLC, Pareto Health, LLC, and Pareto Underwriting Partners, LLC, together with their respective subsidiaries (collectively, "Pareto") collects and uses personal information submitted by employment applicants.