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Manager, Capital Markets

Manager, Capital Markets

ChimeSan Francisco, CA, US
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Manager, Capital Markets

We're seeking a Manager to join Chime's Investor Relations and Capital Markets team. In this role, you'll support capital markets transactions that are foundational to Chime's growth, including financings for our liquidity products (warehouses, securitizations, forward flow programs) and corporate debt transactions. You'll own the day-to-day operations of these facilities - from funding and reporting to investor and lender management. You'll also partner cross-functionally with Product, Risk, and Finance to develop deep knowledge of the operational and financial performance of Chime's products to ensure strong execution of our capital markets transactions. This is a unique opportunity to help shape Chime's capital markets platform as we expand into new financing structures and expand our suite of financial products.

The base salary offered for this role and level of experience will begin at $130,050 and up to $180,600. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to :

  • Own operations, reporting, and funding for capital markets transactions.
  • Assist in marketing, structuring, analytics, and diligence for new financings and managing our relationships with investors, lenders, legal counsel, and rating agencies.
  • Build infrastructure to support transactions, including systems, reporting, treasury flows, and forecasting models.
  • Partner with FP&A to forecast Chime's capital structure and liquidity to support long-term strategy.
  • Support additional capital markets needs such as corporate financing, M&A financing, and return of capital programs.

To thrive in this role, you will have :

  • 5+ years' experience in structured finance within investment banking or a corporate capital markets role.
  • Demonstrated expertise with consumer lending products, structured finance transactions, and the Fintech space.
  • Proven ability to independently manage cross-functional partnerships and external stakeholders.
  • Proficiency with Excel, PowerPoint / Word (GSuite equivalents), with preference for experience using SQL, Snowflake, and Looker.
  • A Bachelor's degree in finance, economics, accounting, mathematics, computer science, or related field.
  • A Little About Us

    At Chime, we believe that everyone can achieve financial progress. We created Chimea financial technology company, not a bank

  • on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.
  • We're a team of problem solvers, dreamers, and builders with one shared obsession : our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

    We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

    Because if we don'twho will?

  • Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
  • What We Offer For Our Full-Time, Regular Employees

  • Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you're coming in regularly or are part of our fully remote program, you'll stay engaged with your work and teammates.
  • In-office perks including backup child, elder, and / or pet care, plus a subsidized commuter benefit to support your regular commute
  • Competitive salary based on experience
  • 401k match plus great medical, dental, vision, life, and disability benefits
  • Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
  • 1% of your time off to support local community organizations of your choice
  • Annual wellness stipend to use towards eligible wellness related expenses
  • Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
  • Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
  • In-person and virtual events to connect with your fellow Chimersthink cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
  • A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress
  • Perks also available to Chime Interns.

    We know that great work can't be done without a diverse team and inclusive environment. That's why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

    Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact benefits@chime.com.

    To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice .

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