Job Description
Job Description
Our Values
- Bring Your “A” Game Everyday : Excellence isn’t optional; it’s our standard.
- Be a Lifelong Learner : Commit to growth, personally and professionally.
- Enjoy the Journey : Find joy and purpose in our daily work.
- Please make a sense of urgency : Act quickly and decisively.
- Always be Truthful and Transparent : Openness builds trust.
- Go Above and Beyond : Exceed expectations in all that we do.
- Show You Care : Our foundation is built on a commitment to serve not just our clients but also our communities in a manner that reflects the values of integrity and compassion that are important to us.
About the Role :
We are seeking a highly skilled and experienced Sr. Credit Officer to join our team, you will be responsible for managing the credit risk of our organization and ensuring that all credit policies and procedures are followed. We'll be expected to provide expert advice and guidance to our team on all credit-related matters and work closely with other departments to make sure our credit risk is managed effectively. Your ultimate goal will be to minimize credit risk and maximize profitability for our organization.
Minimum Qualifications :
Bachelor's degree in finance, accounting, or related field5+ years of experience in credit analysis and risk managementStrong analytical and problem-solving skillsExcellent communication and interpersonal skillsAbility to work independently and as part of a teamPreferred Qualifications :
Master's degree in finance, accounting, or related fieldExperience in the banking or financial services industryProfessional certification in credit analysis or risk managementResponsibilities :
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending moneyPrepare reports that include the degree of risk involved in extending credit or lending moneyEvaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activityConfer with credit associations and other business representatives to exchange credit informationDevelop and maintain relationships with clients and vendors to reduce riskSkills :
As a Sr. Credit Officer, you must use your analytical and problem-solving skills to evaluate credit data and financial statements. You must have excellent communication and interpersonal skills to work effectively with clients, vendors, and other business representatives. Your ability to work independently and as part of a team will be critical to your success in this role. Additionally, your expertise in credit analysis and risk management will be essential to minimizing credit risk and maximizing profitability for our organization.