Loan Administration Specialist

Job Description

Job Description

At Unity Bank, our culture is built on trust, care, and connection. We believe in meaningful work, open collaboration, and authentic relationships. Here, every employee takes pride in their role, empowered to make a difference—for our clients, our communities, and each other.

We’re more than a bank—we’re a community partner. When clients choose Unity, they invest in local dreams : planting seeds with farmers, opening doors on Main Street, and creating opportunities for neighbors.

We listen. We care. We connect. Every conversation matter, and every solution is crafted with heart. Together, we help people achieve their dreams—one relationship at a time.

Position Summary : The Loan Administration Specialist is responsible for proving administrative support, acting as a key partner for lenders, gathering and organizing customer loan information from application to renewals and completing file maintenance and key date reminders.

Responsibilities / Accountabilities :

• Loan Processing Support : Gather and organize loan documents and loan files which may also include scheduling appointments, responding to customer inquiries, processing loan disbursements, preparing loan documents, or participating in customer meetings.
• Collateral Maintenance : Maintain collateral including filing with state entities, providing lien releases, keeping UCC’s (Uniform Commercial Code) up to date, and providing ongoing due diligence.
• Loan File Maintenance : Ensure completeness of the loan file for all required documentation and scan it into the customer database, including collateral and credit files, credit reports, title work, appraisals, or insurance. If missing or incorrect items are identified, partners with the lender and loan team to proactively resolve the issue and ensure a timely resolution.
• Compliance : Perform regular maintenance on loan ticklers, ensuring timely updating of needed documents to remain compliant to our loan documentation requirements. Regularly review loan reports and advise lenders of expiring lines of credit and assist in the renewal of loans. Ensure adherence to regulatory requirements, privacy policies, industry standards, and internal policies and procedures.
• Customer Communication : Partner with lenders to draft letters to customers, assisting lenders to stay current with processing loan renewals.
• Market Research : Stay up to date on market data, research industry specific information from outside sources including industry publications and references from other banks.

Education and Experience :

Working Conditions : Bank / office environment, secure, comfortable working conditions. May be required to travel to / from branch offices, corporate office, and other facilities.

Benefits : 401(k), 401(k) matching, Dental insurance, Disability insurance, Employee assistance program, Health insurance, Health savings accounts, Life insurance, Paid time off, Vision insurance.

Regulatory Standards : Financial Institutions must adopt and comply with regulatory requirements. All employees of Unity Bank are required to comply with these standards and practices. Employees will be responsible for participation in training sessions for these regulatory compliance requirements. This will be offered through online sessions, department meetings, bank wide training, and other such media. In addition, compliance training that is specific to job responsibilities will be conducted. Any employee that knowingly fails to comply with the requirements, as outlined in the Compliance Manual and the related guidelines may be subject to disciplinary action, up to and including termination of employment.

This is a position for which :

Unity Bank is an Equal Opportunity Employer