Commercial Credit Risk Executive

Commercial Credit Risk Executive

The Commercial Credit Risk Executive will be responsible for driving disciplined execution of credit risk management practices within the Commercial Bank and in alignment with Huntington's risk appetite. This position will have responsibility, in partnership with Commercial business leaders, for driving and overseeing key credit risk activities for the Commercial Bank and ensuring appropriate consideration of applicable risk pillars, such as operational and reputation risk. Key activities will include identifying, monitoring, measuring, mitigating, and reporting on the risk and control environment.

Duties and Responsibilities :

• Maintains SME knowledge of Huntington credit policies and key credit regulatory requirements and applies to Commercial credit products and processes
• Understands credit risk associated with Commercial Bank products, systems, and practices and advises on control design and effectiveness, including identifying opportunities to strengthen control environment and supporting credit-related projects and initiatives
• Supports Business Unit's management of credit-related findings and action plans in alignment with Huntington's Issues Management Policy, including escalation of off-track findings and / or action plans
• Manages and understands applicability and impact of Commercial's credit risk metrics, ensuring breached metrics have appropriate action plans and relevant metrics are in place
• Conducts validation of actions taken to resolve credit-related findings, ensuring actions completed address root cause and demonstrate sustainability
• Builds relationships and effective collaboration with key stakeholders (business leaders, business process owners, risk pillar owners, 2nd line of defense partners, Legal, Compliance, Audit, Credit Review, Technology, Segment Risk peers, subject matter experts, etc.) to drive implementation of risk management program and responsibilities
• Identifies and assesses impact of emerging and top risks, including internal and external factors, and advises on the development of monitoring approaches and mitigation strategies
• Completes risk and control self-assessments through qualitative and quantitative analyses of control effectiveness, residual risk, metrics, findings, risk acceptances, audit / examination results, and top and emerging risks by risk pillar in alignment with Enterprise Risk Management guidance
• Leads or actively participates in governance forums including working groups, committees, enterprise programs, etc. to communicate segment risk points of view and to obtain perspective of corporate-wide goals and objectives
• Supports Business Unit(s) to prepare for, manage, and respond to Audit, Credit Review, Compliance and Regulatory reviews / examinations
• Develops and delivers risk information in presentations tailored to audiences including executive leadership, regulators, committees, etc.
• Assesses credit risk associated with new or changed products, services, technology / systems, processes, or other initiatives to ensure alignment with Huntington's risk appetite and governance processes such as the Products and Service Risk Assessment process

Basic Qualifications :

Preferred Qualifications :