Commercial Banker - Houston County

Job Description

Job Description

SUMMARY

The Commercial Banker is responsible for developing, managing, and growing profitable commercial banking relationships within the community. This role involves originating quality commercial loans, cross-selling bank products including deposit and treasury management products, ensuring exceptional customer service, and supporting the bank's mission to strengthen the local economy. The Commercial Banker will actively engage in business development, community involvement, and portfolio management to achieve growth and profitability targets while maintaining sound credit quality.

ESSENTIAL FUNCTIONS

Business Development & Relationship Management

• Proactively identify, solicit, and develop new commercial banking relationships within the bank's target market.
• Build strong, long-term relationships with business owners, executives, and community leaders.
• Promote the bank's full range of commercial products and services, including loans, deposit accounts, treasury management, and merchant services.
• Maintain regular contact with customers to assess needs and identify opportunities for additional services.
• Deliver customized solutions and consultation to customers and prospects of the bank.

Credit & Loan Origination

Portfolio Management

Community Involvement

Compliance & Risk Management

REQUIRED EDUCATION, EXPERIENCE AND SKILLS

POSITION SPECIFIC COMPETENCIES :

PHYSICAL REQUIREMENTS

Must be capable of operating all types of office equipment including computers, copy machine, fax and telephone

EQUIPMENT USED

Computer, telephone, fax machine, scanner, photocopier

SUPERVISORY REQUIREMENTS : None

WORKING CONDITIONS

The requirements listed above are representative of the knowledge, skill, and / or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.

This job description is not intended to be and should not be construed as an all-inclusive list of the responsibilities, skills, or working conditions associated with the position. While this job description is intended to accurately reflect the position's activities and requirements, management reserves the right to modify, add, or remove duties and assign other duties as necessary.