Assistant Banking Officer

Assistant Banking Officer

Republic Bank believes in the development and advancement of our associates. We offer the opportunity to learn all aspects of the company to prepare for future advancement. Come join our team for a career, not just a job!

The Assistant Banking Officer is responsible for working with the Market President or one or more Banking Officers and their client base to facilitate their loan requests. This position is also responsible for the handling of the entire process of any loan application through to the closing while following all policy and procedures in a manner that is consistent with the company's financial objective. In addition, this position will also assist in the daily banking center activities as needed.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

Minimum qualifications : Sales and customer service skills preferred. Minimum two years of banking experience in processing retail and / or commercial loans required. Proficiency in Microsoft Office products and internet applications required. NMLS registration may be required.

Essential job functions and responsibilities : Contact and meet with clients to collect the necessary information to process their loan request. Prepare and review with clients any necessary documents at time of loan application, adhering to any Republic compliance standards. Assist the Banking Officers facilitate all sales efforts and get the sale of all bank products, helping to follow up on account activation ensuring accounts are active and booked correctly on the system. Process loan requests in conjunction with our centralized processing / underwriting area, maintaining contact with our clients and the senior officer who initiated the loan. Schedule and coordinate closings with buyers, realtors and closing attorneys and attend real estate closings if necessary. Close consumer loans (HELOC, HEAL, credit cards, unsecured, auto) with our clients. Have a thorough understanding of Republic's loan and deposit products and matrix guidelines. Handle client inquiries; help with problem solving, research and customer service. Review HUD settlement statements prior to closing and go over with client. Work with the Banking Officer to renew all matured loans, as well as looking for other opportunities to cross sell. Look for innovative ways to streamline the flow of work and better assist clients. Assist Market Sr. Management with preparation of sales reports and local marketing. Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required. Model and foster behaviors that support the Bank's values and corporate culture creating an atmosphere of trust, cooperation, accountability, and dedication to the organization. Willingly perform all other duties and projects as assigned.

Interpersonal skills and competencies required : Excellent verbal and written communications skill for effective interactions with clients. Detailed oriented with ability to multi-task. Must be self-motivated.