Credit Review Specialist

Job Description

Job Description

Position Summary :

As a Credit Review Specialist, you will play a key role in reviewing The First National Bank in Sioux Falls' loan portfolio to accurately identify credit risks and evaluate the effectiveness of credit administration practices. Working independently, you will utilize your analytical skills and judgment to determine appropriate risk ratings for individual credits. As a trusted resource for regulatory and accounting matters, you will cultivate strong relationships with lending personnel and management.

In addition, our FIRST Values apply to all teammates without exception.

FIRST Values

• Family – We support, trust, and respect each other, our customers, and our shareholders.
• Independence & Innovation – We embrace change as vital to our success.
• Relationships – We build relationships that are based on strong character, mutual loyalty, trust, and respect.
• Stewardship – We take care of ourselves so we can take care of others.
• Teamwork – We help each other grow and succeed.

Who we are :

The First National Bank in Sioux Falls began its long-term commitment to the Sioux Falls area in 1885. The oldest bank in Sioux Falls owes its longevity to a combination of service, stability, innovation, and family involvement. Over the past 140 years, The First National Bank in Sioux Falls has worked diligently to promote the growth and vitality of our city and the surrounding area. The Bank strives to continually be recognized as a community leader by reinvesting financial resources back into the communities it serves and encouraging active employee involvement in community volunteer organizations.

The First National Bank Way, which is a blend of our Mission Statement and FIRST Values, serves as the foundation of our culture. It is a gift that has been passed down to us and is the legacy that we will protect and preserve. Nothing is more important to us – it is the cornerstone of our success.

Our culture is driven by integrity, service, and strong values; nothing has shaped it more than our FIRST Values.

Our FIRST Values are not just words; they are truly felt by our employees, customers, shareholders, and communities. They tell us who we are as a business and guide our behaviors and decisions as we move forward and build successful relationships.

Although banking has evolved over the years, our mission and values have not and will not change.

What will you do : Accountabilities

Communicate with Stakeholders

Initiate discussions with lenders, credit analysts, team leads, managers, etc. to identify, clarify, and / or discuss credit-related concerns, root cause(s), and / or findings and recommendations.

Evaluate Lending Relationships

Confirm accurate risk ratings are assigned to sampled credit relationships and initiate changes as needed.

Qualifications

Secondary education in related field preferred. Five or more years of relevant work experience in commercial and agricultural credit review, compatible lending or comparable lending or regulatory experience, or a combination of education / experience that would enable incumbent to meet accountabilities and required competencies of the position.

Skills and Abilities

What’s in it for you?