Consumer Lending Compliance Analyst

Job Description

Job Description

Join Our Award-Winning Team as a Consumer Lending Compliance Analyst!

Forbes has recognized Hoosier Hills Credit Union (HHCU) as one of Indiana’s Top Three Credit Unions again in 2025—for the third consecutive year!

Do you enjoy working in a fast-paced, collaborative environment where compliance isn’t just about rules—but about enabling safe, smart banking? Are you an expert in consumer lending compliance like Reg B and HMDA? Are you ready to join a purpose-driven organization committed to making a positive difference in the lives of members and the communities we serve?

If so, this may be the opportunity for you.

What We Offer :

Competitive Salary : $21.92— $32.87 , commensurate with experience.

Comprehensive Benefits Package : Including health insurance, retirement plans, paid time off, and more.

Impactful Work : Ensure regulatory compliance in consumer banking, mortgage reporting, and playing vital role in Fair Lending Compliance.

Supportive Environment : Be part of a collaborative compliance team that values your contributions.

Growth Opportunities : Advance your career while gaining specialized compliance expertise.

A Rewarding Career : Join a team dedicated to making a positive difference in members’ lives and our communities.

Work Environment : This position is based on-site in Bedford, Indiana . Following the completion of your initial onboarding, you’ll have the flexibility to work remotely 1 to 2 days per week as part of our hybrid work model.

Opportunity Overview :

As a Consumer Lending Compliance Analyst at Hoosier Hills Credit Union, you’ll help ensure our lending operations run smoothly, responsibly, and in full compliance with State, Federal, and investor guidelines. You’ll serve as the resident expert on HMDA and Rule 1071, ensuring accurate, timely reporting for these critical regulations. You’ll also support the broader compliance program by providing guidance, training, and monitoring that safeguard the Credit Union while enabling growth and efficiency.

What You’ll Do :

As a Consumer Lending Compliance Analyst with Hoosier Hills Credit Union, you will be an integral part of the Compliance and Audit team, helping us live out our mission : “To be better for our members by making a positive difference in their lives and the communities we serve.”

In this role, you will :

• Deliver outstanding service to internal and external members in alignment with HHCU’s Mission and Strategic Plan.
• Research regulatory issues and respond to compliance questions from Credit Union personnel via the Compliance Service Desk, utilizing regulatory reference materials, guidance from regulatory agencies, and resources from professional associations and organizations as appropriate.
• Partner with the Training Department to develop and facilitate compliance education programs.
• Conduct periodic reviews to confirm compliance across Credit Union operations.
• Prepare reports on compliance matters for the Board of Directors, Senior Management, and the Supervisory Committee.
• Assist in the development, coordination, and ongoing enhancement of the Credit Union’s Compliance Management System, including the implementation of compliance policies and procedures.
• Ensure the accurate compilation and timely submission of HMDA and Rule 1071 Small Business Filings.
• Oversee the Member Complaint Program, ensuring timely tracking and resolution of issues.
• Manage legal requests, including subpoenas, by gathering documents, responding, and maintaining accurate records.
• Stay current on banking laws, regulatory changes, and industry trends; advise management on their impact and recommend process improvements.
• Assist with website updates related to payment examples when Credit Union rates change.
• Administer the Credit Union’s Document Retention & Destruction Policy and coordinate the annual shred day.
• Represent Compliance on internal teams and committees as directed.
• Ensure adherence to all applicable laws, regulations, and internal policies, including Regulation CC, BSA, OFAC, and USA PATRIOT Act / CIP requirements.
• Safeguard member information by maintaining strict confidentiality at all times.
• Contribute to long-term planning efforts by advising on the compliance impact of strategic initiatives and regulatory changes.
• Complete annual compliance and Bank Secrecy Act / OFAC training, and stay up to date on all required certifications.
• Perform other duties as assigned to support the Credit Union’s mission and success.

What We’re Looking For :

Work Environment :

Typical office setting with climate control and appropriate lighting. May occasionally lift up to 10 pounds.

Hoosier Hills Credit Union is an Equal Employment Opportunity Employer.

If you’re ready to grow your career while ensuring regulatory excellence in a collaborative, mission-driven environment—apply today to join our award-winning team!

PM19

Compensation$21.92 - $32.87 per hour

Compensation details : 21.92-32.87 Hourly Wage

PI529037569326-25405-38654152