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Associate General Counsel, Credit and Finance

Associate General Counsel, Credit and Finance

Farm Credit Bank TexasUSA, Texas, Austin
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Who we are :

Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets.

While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive hybrid workplace located along the bluffs of the Colorado River just minutes west of downtown Austin.

We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world.

Position Description :

We are seeking a highly skilled commercial finance and lending attorney to support our credit and lending departments in commercial lending transactions. This role involves providing legal counsel and support for complex commercial lending transactions, including structuring, negotiating, and documenting secured and unsecured commercial loans. The ideal candidate will have deep expertise in banking and finance law, commercial loan documentation and the ability to manage multiple transactions in a fast-paced environment.

Day-to Day-Duties and Responsibilities :

  • Draft, review, and negotiate commercial loan agreements, security instruments, guarantees, and related documentation.
  • Advise on the legal aspects of structuring commercial lending transactions, including bilateral loans, syndicated loans, asset-based lending, and mezzanine financing.
  • Conduct legal due diligence on borrowers, collateral, and transaction structures.
  • Provide guidance on intercreditor arrangements, subordination agreements, and lien priority issues.
  • Support enforcement actions, workouts, and restructurings when necessary.
  • Ensure compliance with federal and state lending laws, banking regulations, and internal policies.
  • Collaborate with internal business units, including credit, lending, finance, and compliance teams, to support transaction execution.
  • Identify and mitigate legal risks associated with lending activities.
  • Monitor changes in relevant laws and regulations and advise stakeholders accordingly.
  • Manage relationships with external counsel and coordinate legal support for multi-jurisdictional transactions.

What You Bring to the Team :

Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design.

It's an important role that covers many skills. This position requires :

  • Juris Doctor (JD) from an accredited law school; active license to practice law, preferably Texas.
  • Minimum 5+ years of experience in commercial lending.
  • Prior experience working with or advising Farm Credit institutions a plus.
  • Demonstrated experience in : - Drafting and reviewing commercial finance transactions, including asset based; lending, revolving lines of credit, term loans and equipment loans.
  • Asset securitization and leveraged finance.
  • Mezzanine and subordinated financing; and
  • Workouts, debt restructurings, bankruptcies and debtor-in-possession financing
  • Agricultural and rural lending experience a plus.
  • Experience working in both law firms and in-house environments and / or financial institutions is highly desirable.
  • Ability to work onsite in the Bank's Austin, Texas office (hybrid).

    • Why Farm Credit Bank of Texas :

    In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance :

  • Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more.
  • 401(k) plan that includes an employer match and additional employer contribution
  • Long-term disability and life insurance
  • Vacation leave, sick leave, and paid holidays
  • Option to use sick leave to take your pet to the vet for emergency services
  • Up to two days per year to volunteer in local community organizations, services, or events
  • Ongoing professional-development opportunities
  • Generous tuition-reimbursement program
  • Physical fitness incentive plan
  • Employer matching gifts program

    • Important note : We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit.

    A / EOE / M / F / D / V

    #LI-Hybrid#LI-Hybrid

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    Associate General Counsel • USA, Texas, Austin