Talent.com
Mortgage Underwriter

Mortgage Underwriter

Honor Credit UnionBerrien Springs, Michigan, United States
job_description.job_card.1_day_ago
serp_jobs.job_preview.job_type
  • serp_jobs.job_card.full_time
  • serp_jobs.job_card.part_time
job_description.job_card.job_description

Position : Mortgage Underwriter

Location : Berrien Springs, MI

Job Id : 3063

# of Openings :

Mortgage Underwriter - Michigan / Hybrid Work Eligible (Full-Time)

This is a Hybrid / Remote Work Eligible position. You may be required to come into the Berrien Springs or Marquette, MI office periodically to ensure business needs are met.

ABOUT HONOR :

At Honor Credit Union, we've been putting members first since 1934. Our team remains true to our member promise : Providing Solutions For Your Financial Success. Honor members enjoy extraordinary member service at 28 branches, and worldwide through online banking.

OUR TEAM :

As a team member at Honor Credit Union, you are genuinely part of a family. We leave the term "employee" at the door because you're much more than that; you're a valued member of the Honor Team and its success. We don't settle for good; we strive to be great, and that starts with the individuals that live out the "I Am Honor" promise every day.

At our core, we are obsessed with providing extraordinary member experience with solutions for financial success. We are rooted in the belief that finances don't have to be intimidating and giving back to the communities we serve is essential. We are made up of outgoing, positive, friendly, and highly experienced individuals, which creates an inclusive, stimulating atmosphere. Smiling is the epitome of our culture, and like kindness, we believe smiling is contagious - it's no accident that you'll find a smiley face on all things Honor.

COMMITMENTS TO LIVING "I AM HONOR" :

  • Act with Urgency and Care - You have the direct authority and responsibility to act and seek out solutions.
  • The Platinum Rule - Treat others the way they want to be treated.
  • Make the Connection - Develop genuine relationships so you can provide a "WOW" experience.
  • See a Need, Fill a Need - Seize opportunities to help others meet their needs, whether they are known or unrealized.
  • Reason over Rules - Make decisions that are good for the person and good for Honor.
  • Cultivate Peace & Love - Uphold an environment where diversity is celebrated, kindness is contagious, and everyone belongs.

WHAT WE ARE LOOKING FOR :

  • Reviews, evaluates, and decisions simple to complex mortgage and home equity loan files using the internal Underwriting Standards, as well as general FNMA, FHLMC, and Rural Development underwriting guidelines, to determine the creditworthiness of the applicant.
  • Reviews and analyzes high-value and intricate mortgage loan applications, including but not limited to, jumbo loans, construction loans, and loans for self-employed borrowers with non-traditional income sources and provides clear direction to team members with regard to pre-close and at close underwriting conditions.
  • Stays current on all FNMA, FHLMC, FHA, selling guide and policy updates.
  • Acts as a subject matter expert communicating with Mortgage Loan Originators, Processing, and Closing regarding decisions, exception requests, and loan scenarios.
  • Understands current regulations in Real Estate Lending and apply these regulations to the Underwriting process. Makes recommendations for exceptions to loan policy. Assists with the development of policies and procedures for loan activities.
  • Maintains timeliness for reviewing files and providing decisioning.
  • Ensures lending decisions are completed in accordance with established policies and procedures and related legal requirements. Helps conduct quality control reviews to ensure consistency and accuracy across the team.

    • WHAT WE EXPECT FROM YOU :

    EDUCATION / CERTIFICATION :

  • College degree in Business, Finance or a related field; or an equivalent combination of training and work experience.

    • EXPERIENCE REQUIRED :

  • Three to five years of underwriting or related experience, including preparatory experience.

    • KNOWLEDGE / SKILLS / ABILITIES :

  • Must have a demonstrated ability to keep finances in order.
  • Sound credit judgment and math ability.
  • Strong listening, verbal, and written communication skills.
  • Be self-directed and able to work with minimal supervision.
  • Handle issues with tact, diplomacy, and an appropriate sense of urgency.
  • Good attention to detail and ability to meet deadlines.
  • Exceptional problem-solving skills.

    • WHAT'S IN IT FOR YOU :

    Honor has excellent benefits for all full and part time team members. We offer :

  • Medical with prescription coverage, Dental, and Vision.
  • 401k employer contribution & matching program.
  • Paid time off and paid holidays (including your birthday!).
  • Paid community volunteer hours.
  • Wellbeing spending account.
  • Various discounts on credit union products and services for team members & their families.
  • Additional perks included.

    • Apply for this Position

    serp_jobs.job_alerts.create_a_job

    Mortgage Underwriter • Berrien Springs, Michigan, United States

    Job_description.internal_linking.related_jobs
    • serp_jobs.job_card.promoted
    Tax Associate - 2+ Yrs Paid Tax Experience Required

    Tax Associate - 2+ Yrs Paid Tax Experience Required

    IntuitGobles, MI, United States
    serp_jobs.job_card.full_time
    Intuit is seeking highly motivated individuals to join our dynamic team as dedicated TurboTax Live Seasonal Local Service Associates in one of our new TurboTax locations across the United States on...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Seasonal Tax Associate - Local

    Seasonal Tax Associate - Local

    IntuitGobles, MI, United States
    serp_jobs.job_card.full_time
    Intuit is seeking highly motivated individuals to join our dynamic team as dedicated TurboTax Live Seasonal Local Service Associates in one of our new TurboTax locations across the United States on...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Mobile Associate - Retail Sales

    Mobile Associate - Retail Sales

    T-Mobile USA, Inc.Stevensville, MI, United States
    serp_jobs.job_card.full_time +1
    At T-Mobile, we invest in YOU! Our Total Rewards Package ensures that employees get the same big love we give our customers. All team members receive a competitive base salary and compensation pack...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Career Development Specialist (Case Manager)

    Career Development Specialist (Case Manager)

    Kinexus GroupBenton Harbor, MI, US
    serp_jobs.job_card.full_time
    Kinexus, recognized as one of Nonprofit Times 2017, 2018, 2019, 2020, 2021 and 2022 Best Nonprofits to Work For, is a cutting-edge community development organization with growing initiatives to cre...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Tax Preparer - 2+ Yrs Paid Tax Experience Required

    Tax Preparer - 2+ Yrs Paid Tax Experience Required

    IntuitGobles, MI, United States
    serp_jobs.job_card.full_time
    Intuit is seeking highly motivated individuals to join our dynamic team as dedicated TurboTax Live Seasonal Local Service Associates in one of our new TurboTax locations across the United States on...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Tax Associate - Local

    Tax Associate - Local

    IntuitGobles, MI, United States
    serp_jobs.job_card.full_time
    Intuit is seeking highly motivated individuals to join our dynamic team as dedicated TurboTax Live Seasonal Local Service Associates in one of our new TurboTax locations across the United States on...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Home Health Physical Therapist - $80K-120K per year

    Home Health Physical Therapist - $80K-120K per year

    Graham Healthcare GroupStevensville, MI, United States
    serp_jobs.job_card.full_time
    Graham Healthcare Group is seeking a Home Health Physical Therapist for a job in Stevensville, Michigan.Job Description & Requirements. At Mary Free Bed at Home, we’re looking to add to our extraord...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Dashers - Sign Up and Start Earning

    Dashers - Sign Up and Start Earning

    DoorDashHartford, MI, United States
    serp_jobs.job_card.full_time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Restaurant Delivery - Be Your Own Boss

    Restaurant Delivery - Be Your Own Boss

    DoorDashHartford, MI, United States
    serp_jobs.job_card.full_time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Travel Medical-Surgical Telemetry RN - $1,885 per week

    Travel Medical-Surgical Telemetry RN - $1,885 per week

    Nightingale NursesLa Porte, IN, United States
    serp_jobs.job_card.full_time
    Nightingale Nurses is seeking a travel nurse RN Med Surg / Telemetry for a travel nursing job in La Porte, Indiana.Job Description & Requirements. You may not realize it, but as an RN with real worl...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_less
    • serp_jobs.job_card.promoted
    Escrow Officer

    Escrow Officer

    Meridian Title CorporationSaint Joseph, MI, US
    serp_jobs.job_card.full_time
    Meridian Title is one of the nation's largest independent title agencies with over 80 years of experience in providing title insurance coverage, escrow closings, and real estate related service...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Account Executive

    Account Executive

    XplorSouth Haven, MI, US
    serp_jobs.job_card.full_time
    At Xplor, we believe that helping people make the most of each day is the most rewarding way to spend ours.We give small and medium-sized businesses cloud-based, intuitive technology solutions that...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_30
    • serp_jobs.job_card.promoted
    Restaurant Delivery - Flexible Onboarding

    Restaurant Delivery - Flexible Onboarding

    DoorDashHartford, MI, United States
    serp_jobs.job_card.full_time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Restaurant Delivery - Sign Up in Minutes

    Restaurant Delivery - Sign Up in Minutes

    DoorDashDecatur, MI, United States
    serp_jobs.job_card.full_time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    • serp_jobs.job_card.new
    Member Service Representative (MSR)-II - Float

    Member Service Representative (MSR)-II - Float

    Ignite Credit UnionGobles, MI, US
    serp_jobs.job_card.full_time
    Travel to other branch locations is required.Travel time to locations other than the Float Teller’s home-assigned branch will be paid, and mileage over 60 miles round-trip from the home-assig...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_hours
    • serp_jobs.job_card.promoted
    Nursing Home Administrator

    Nursing Home Administrator

    The Peplinski GroupBridgman, MI, US
    serp_jobs.job_card.full_time
    B;​​​​​​.At The Peplinski Group, we are family serving families with the highest level of care and compassion.Our team of caregivers work together to provi...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_1_day
    • serp_jobs.job_card.promoted
    Restaurant Delivery - Onboarding / Onboard

    Restaurant Delivery - Onboarding / Onboard

    DoorDashDecatur, MI, United States
    serp_jobs.job_card.full_time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_variable_days
    • serp_jobs.job_card.promoted
    Entry Level Tax Preparer 2025

    Entry Level Tax Preparer 2025

    Jackson Hewitt - 1789Benton Harbor, MI, US
    serp_jobs.job_card.full_time +1
    Seeking a job that fits around your life? Look no further! We provide.Full-time, part-time, and weekend positions are all available! Embrace the possibilities by adding this side gig or growing a n...serp_jobs.internal_linking.show_moreserp_jobs.last_updated.last_updated_1_day