Mortgage Branch Manager

Description

About Us

Capital Bank N.A. is headquartered in Maryland, and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ : CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.

Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.

Capital Bank Home Loans , a division of Capital Bank N.A., is a premier nationwide mortgage lender. We deliver over $1BLN in new mortgage originations annually with a 50 state platform, in house underwriting and closing, and excellent pricing and products. We invested in digitizing our online mortgage application process to help expedite home buying or refinancing for our customers.

Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker. Many top ranked mortgage lenders have joined Capital Bank Home Loans and we are looking to grow the business further by bringing in branches or independent originators.

Position Purpose

The Branch Manager performs a wide range of duties relating to the origination of residential mortgage loans and management of sales team. The Branch Manager is expected to meet or exceed the standards and objectives defined by the management for mortgage loan sales and cross-selling. The Branch Manager is expected to provide excellent customer service and leadership as well as manage his / her pipeline accordingly.

Position Responsibilities

• Markets residential mortgage loan products to real estate agents, prospective homebuyers and / or builder sales representative. Spends 25% or more of the workday conducting marketing activities and closing business outside of the work-site (including home office).
• Originates loan applications ensuring correct pricing, fulfillment of investor guidelines, compliance with federal and state banking credit, and non discrimination regulations.
• Completes all applications, including : Good Faith, Details of transaction and all information required on a 1003.
• Assists the processor in securing needed documentation as required for loan approval.
• Constantly reviews investor guidelines, in order to remain current with agency (FNMA, FHLMC, GNMA, MHF) and individual investor guidelines.
• Performs all other duties as assigned (job duties may be added from time to time by the employer in its sole and absolute discretion).
• Maintains high levels of customer service while managing each applicant's and support staffs expectations.
• Leads, manages and coaches a staff of MLO's or Operational team members including assigning of work, time management and conducting Performance Management Review (PMR) related activities.

Minimum Education & Experience

Technical Knowledge and Skills

Working Arrangements

Compensation

Why Join Us?

Supporting Businesses. Helping People. Strengthening Communities.

Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.