Credit Application Analyst

This position completes merchant application reviews determining if they are an acceptable risk according to the Credit Policy; oversees and maintains departmental spreadsheets in Excel and generates reports from the data collected; calls / faxes bank and trade references verifying credit applications and bank references and applies that information in determine a judgment on applications according to Credit Policy and informs applicable departments and customers of the application review results and articulates the factors behind the final determination.

Review merchant applications to determine if accounts are an acceptable risk according to the Credit Policy

Oversee and Maintain departmental spreadsheets in Excel for reporting purposes.

Calling / faxing bank and trade references to verify credit applications and bank references and applying that information to assist in making a decision on applications according to Credit Policy

Inform applicable departments and customers of the outcome of applications received and the factors behind the decision.

Basic Qualifications :

Education and Experience : Bachelors in related field and 0 years experience or HS / GED and 4 years experience

PC literate with proficiency in general Microsoft Office applications particularly Excel

Accurate data entry and 10-key skills

Ability to analyze issues combine information into key points and make recommendations for policy / action

Preferred Qualifications :

Education and Experience : Bachelors and 0 years Credit experience.

Professional phone demeanor and sharp problem-solving skills

Ability to efficiently time manage multiple projects and tasks while meeting crucial deadlines

Strong analytical skills with the ability to define problems; collect and research data; establish facts and draw legitimate conclusions.

Effective written / oral communications skills with respect to developing and delivering reports and procedures and daily correspondence with vendors and peers and upper level management

Additional Basic Qualifications :

Must be 18 years of age or older

Benefits

In line with our commitment to employee wellbeing our total rewards benefits package is designed to support the physical financial and emotional health of our employees tailored to meet their unique and evolving needs. Our approach considers our employees whole selves ensuring they can thrive both in and outside of work. Here are some of the benefits we offer which may vary based on role location or hours worked :

Healthcare (Medical Dental Vision)

Paid Time Off Volunteer Time Off and Holidays

Employer-Matched Retirement Plan

Employee Stock Purchase Plan

Short-Term and Long-Term Disability

Infertility Treatment Adoption and Surrogacy Assistance

Tuition Reimbursement

These benefits are designed to enhance the health protect the financial security and provide peace of mind to our employees and their families.

Deluxe Corporation is an Equal Employment Opportunity employer :

All qualified applicants will receive consideration for employment without regard to race color creed religion disability sex age ethnic or national origin marital status sexual orientation gender identity or presentation pregnancy genetics veteran status or any other status protected by state or federal law.

Please view the electronic EEO is the Law Poster which serves to inform you of your equal employment opportunity protections as part of the application process.

Reasonable Accommodation for Job Seekers with a Disability : If you require reasonable accommodation in completing this application interviewing completing any pre-employment testing or otherwise participating in the employee selection process please direct your inquiries to .

Required Experience :

IC

Key Skills

Financial Statement Preparation,Credit Analysis,Cash Flow Analysis,Math,Banking,Analysis Skills,UCC Law,Underwriting,Financial Analysis,Financial Modeling,Financial Report Interpretation,Word Processing

Employment Type : Full-Time

Experience : years

Vacancy : 1